Miguel Echarte Fernández

Dr. Miguel Echarte Fernández

Catholic University of Avila
orcid

Research Focus & Metrics

Academic Career Length

9Years (2018-Present)

(Calculated once Scilit publication data is synced: current year − year of first publication + 1)

Representative Publications

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14 July 2021 in Energies
Verified
Journal Article
Open access
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Sergio Luis Náñez AlonsoSergio Luis Náñez Alonso
Sergio Luis Náñez Alonso
Javier Jorge-VazquezJavier Jorge-Vazquez
Javier Jorge-Vazquez
Miguel Echarte FernándezMiguel Echarte Fernández
Miguel Echarte Fernández
Ricardo Francisco Reier ForradellasRicardo Francisco Reier Forradellas
Ricardo Francisco Reier Forradellas
There are different studies that point out that the price of electricity is a fundamental factor that will influence the mining decision, due to the cost it represents. There is also an ongoing debate about the pollution generated by cryptocurrency mining, and whether or not the use of renewable energies will solve the problem of its sustainability. In our study, starting from the Environmental Performance Index (EPI), we have considered several determinants of cryptocurrency mining: energy price, how that energy is generated, temperature, legal constraints, human capital, and R&D&I. From this, via linear regression, we recalculated this EPI by including the above factors that affect cryptocurrency mining in a sustainable way. The study determines, once the EPI has been readjusted, that the most sustainable countries to perform cryptocurrency mining are Denmark and Germany. In fact, of the top ten countries eight of them are European (Denmark, Germany, Sweden, Switzerland, Finland, Austria, and the United Kingdom); and the remaining two are Asian (South Korea and Japan).

26 May 2020 in Economies
Verified
Journal Article
Open access
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Sergio Luis Náñez AlonsoSergio Luis Náñez Alonso
Sergio Luis Náñez Alonso
Miguel Echarte FernándezMiguel Echarte Fernández
Miguel Echarte Fernández
DSDavid Sanz
David Sanz
JKJarosław Kaczmarek
Jarosław Kaczmarek
This study analyses the current debate around central bank-backed digital currency (CBDC). A comparative study was carried out considering countries for and against implementing a CBDC and their reasons, looking for common causes, differences, etc. The conclusion was that there are opposite tendencies between defenders and detractors of establishing a CBDC. However, today—and taking into account the positions of three large banking institutions (the Federal Reserve of the United States of America, the Bank of Japan and the Bank of England) on establishing (at least in the short term) a CBDC)—it seems that large-scale implementation is still far off. On the contrary, the Chinese Central Bank and banking systems of other countries that have less weight in the world, such as Uruguay, Lithuania and the Bahamas, seem to go against the trend of rejection and are seriously considering its implementation. Although this matter has been dealt with in the theoretical field, more pilot tests such as the one carried out by Uruguay are necessary in order to understand specific effects on the economy, on one hand, and on acceptance of its use by the population, on the other.

11 April 2021 in Sustainability
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Journal Article
Open access
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Miguel Echarte FernándezMiguel Echarte Fernández
Miguel Echarte Fernández
Sergio Luis Náñez AlonsoSergio Luis Náñez Alonso
Sergio Luis Náñez Alonso
Javier Jorge-VazquezJavier Jorge-Vazquez
Javier Jorge-Vazquez
Ricardo Francisco Reier ForradellasRicardo Francisco Reier Forradellas
Ricardo Francisco Reier Forradellas
This article analyzes the monetary policy of major central banks during the economic crisis generated by the COVID-19 pandemic. Rising public debt in many countries is being financed through asset purchases by monetary authorities. Although these stimulus policies predate the pandemic, they have been significantly boosted as many governments face large financing needs. We have been in a low interest rate environment for years and some governments have issued debt securities at negative rates. In addition, the rise of decentralized cryptocurrencies, based on blockchain technology, has created greater competition in the international monetary system and many governments have considered the creation of centralized virtual currencies, known as central bank digital currencies (CBDCs). We will analyze some relevant cases, with an emphasis on the digital euro project. The methodology is based on the analysis of the evolution of monetary variables. Pearson’s correlation will be used to establish some relationships between them. There is a strong similarity in the expansionary monetary policies of central banks. Although the growth of the money supply has not been passed on to the CPI, it has been passed on to the financial markets and the price of assets such as Bitcoin or gold.

9 July 2021 in Laws
Verified
Journal Article
Open access
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DSDavid Sanz
David Sanz
CRCarlos del Rosal
Carlos del Rosal
Sergio Luis Náñez AlonsoSergio Luis Náñez Alonso
Sergio Luis Náñez Alonso
Miguel Echarte FernándezMiguel Echarte Fernández
Miguel Echarte Fernández
Cryptocurrencies have been developing very rapidly in recent years, and their use is becoming more and more widespread in different areas. The use of digital currencies for legal uses is advancing along with technological development, but, at the same time, criminal activities are also emerging to take advantage of this boom. The aim of this paper has been, first, to analyze the various ways in which individuals and criminal organizations have taken advantage of the phenomenon of cryptocurrencies to carry out fraudulent activities such as laundering money of illicit origin and, second, to provide an overview of the legal tools that have been developed in this regard in Europe and, more specifically, in Spain to combat these activities. Undoubtedly, cryptocurrencies bring great benefits to the economy, but it is also necessary to know the risks and abuses that have been developed to prevent them.

25 March 2021 in Social Sciences
Verified
Journal Article
Open access
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Ricardo Francisco Reier ForradellasRicardo Francisco Reier Forradellas
Ricardo Francisco Reier Forradellas
Sergio Luis Náñez AlonsoSergio Luis Náñez Alonso
Sergio Luis Náñez Alonso
Javier Jorge-VazquezJavier Jorge-Vazquez
Javier Jorge-Vazquez
Miguel Echarte FernándezMiguel Echarte Fernández
Miguel Echarte Fernández
Nicolas VidalNicolas Vidal
Nicolas Vidal
The global tourism reality is changing, and not only because of the COVID-19 pandemic. This reality is especially representative in countries such as Spain, which are highly dependent on the income generated by the tourism sector. In these destinations, it is necessary to seek innovation and specialization in the sector in order to achieve new business models. This need is even more pressing in destinations overcrowded by the sun and beach effect, as is the case of Mallorca. The proposed work combines the concepts of sports tourism with the development of a wealth-generating business model that will contribute to promoting a tourism that is sustainable, environmentally friendly and deseasonalized. On the other hand, the proposed work will contribute to promoting integration and equality in the participation of women in sports through the development of a model based on the promotion of women’s football. Using the methodology of case analysis, the results of all the approaches outlined are provided, and we obtained a wealth-generation model that is easily replicable and sustainable over time. This work provides a solution to the combination of a sustainable business model that links responsible tourism, the promotion of women’s sport and the generation of wealth.

7 April 2022 in Land
Verified
Journal Article
Open access
PDF file
Sergio Luis Náñez AlonsoSergio Luis Náñez Alonso
Sergio Luis Náñez Alonso
Javier Jorge-VazquezJavier Jorge-Vazquez
Javier Jorge-Vazquez
Miguel Echarte FernándezMiguel Echarte Fernández
Miguel Echarte Fernández
KKKonrad Kolegowicz
Konrad Kolegowicz
WSWojciech Szymla
Wojciech Szymla
Financial inclusion, which consists of having a financial system that is easily accessible to citizens, is identified by various international organizations such as the new UN Agenda 2030, as a priority objective. This objective is particularly relevant in rural areas, where access to these services is more difficult, as citizens have to travel several kilometers to access them. In this study, we analyze the current situation of the Polish financial sector in terms of its accessibility, in order to measure the degree of financial inclusion. For this purpose, we use three combined methodologies. Initially, a data extraction from the Central Bank of Poland was carried out. Subsequently, three methodologies are applied to calculate financial inclusion. First, we apply the criteria of the Financial Access Survey (FAS) of the International Monetary Fund. Secondly, the Access to Cash Index (ACI) methodology by calculating a score that describes the access to banking services according to certain items. Finally, we applied the nearest neighbor methodology to detect in each voivodship those points where it is most difficult (measured in km distance) to access banking services. Some areas, especially in rural areas of the different voivodeships, present certain problems when it comes to accessing banking services. Therefore, the fulfillment of SDG 8.10 will be more difficult to achieve in these areas. The public authorities must pay attention to this, in order to reach the commitments acquired with the 2030 agenda, in terms of financial inclusion.