He holds a degree in Economics and Business Administration, a Doctorate in Economics and Business Administration: specialised in the Financial Economics and Financial Information (mainly Banks and SMEs), as well as a PhD from the University of Murcia, he received the special Doctorate Award. Author of more than a hundred books, communications, papers and articles in national and international journals related to financial reporting, SMEs, international banking and financial accounting. He has also been Visiting Professor and Coordinator of courses in Banking, Management control and Financial Information in SMEs in various business schools and universities in Spain, Latin America and USA. He has been recognized for three six-year terms (Research and transfer), by the national accreditation agency for academics and researchs (Spain). Currently President of the European Federation of Accountants and Auditors for SMEs (EFAA for SMEs).