Dr. Hafiz Muhammad Naveed is completing a Ph.D. in finance at the School of Finance and Economics, Jiangsu University, China. He received a master's degree from the National College of Business Administration & Economics (NCBA&E), Punjab, Pakistan. He has three years of teaching experience as a lecturer of economics in the Punjab Group of Colleges (Fort Abbas Campus) and NCBA&E (Bahawalpur Campus) Punjab, Pakistan. He has published numerous high-quality publications in leading journals of the world. His current research interests include the application of machine learning, neural networks, and structural-learning based Bayesian networks for financial predictions and financial risk management.