Ramona Rupeika-Apoga is a Professor of Finance at the University of Latvia and the Head of the Department of Finance and Accounting. She holds the positions of Visiting Professor at the University of Lodz in Poland and Affiliate Professor at the University of Malta. The professor has over 20 years of pedagogical experience in Latvian and European higher education institutions, with specialised knowledge in risk management, international finance, FinTech, and corporate digital transformation. She has led and participated in a number of international and local studies and research projects.