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Savings are an indispensable resource for Microfinance Institutions (MFIs). They must mobilise sufficient savings to meet their commitments and become independent from grants providers. They must therefore convince customers, which in this paper include the public in general and micro and small-sized enterprises, to entrust their savings. This requires an understanding of these customers’ characteristics, as well as their needs and expectations. This leads us to the following research question: what are the factors affecting customers’ decision to save with a MFI? The analyses conducted with Advans Cameroon customers show that the Customer life cycle, the MFI characteristics and the MFI–Customer relationship have a direct influence on the decision to save. Specifically, age and revenue have a positive influence on savings. Conversely, the number of person in charge negatively affects savings. An increase in the number of branches leads to an increase in savings, while services quality are very important.
Jean Robert Kala Kamdjoug; Jean Pierre Gueyie; Landri Etienne Kengne. Factors influencing customers’ decision to save with microfinance institutions: the case of Advans Cameroon. Transnational Corporations Review 2020, 12, 379 -391.
AMA StyleJean Robert Kala Kamdjoug, Jean Pierre Gueyie, Landri Etienne Kengne. Factors influencing customers’ decision to save with microfinance institutions: the case of Advans Cameroon. Transnational Corporations Review. 2020; 12 (4):379-391.
Chicago/Turabian StyleJean Robert Kala Kamdjoug; Jean Pierre Gueyie; Landri Etienne Kengne. 2020. "Factors influencing customers’ decision to save with microfinance institutions: the case of Advans Cameroon." Transnational Corporations Review 12, no. 4: 379-391.
This paper assesses the impact of information and communication technologies (ICTs) on the performance of microfinance institutions (MFIs) in Niger, West Africa. MFIs play a pivotal role in improving financial inclusion in Niger because the majority of the country’s poor live in rural areas, with only limited and costly access to formal financial services. Using an unbalanced panel of 23 MFIs spanning 2005–2013, single-step generalized moments method (GMM) estimations are run to appraise whether ICT investments improve the financial and the social performance of MFIs. The results show a positive relationship between investments in ICTs and MFIs’ financial performance. Investing more in technologies enables managers to reduce the frequency of operational errors, increase the speed of task execution, decrease operating costs, and increase the likelihood of higher financial profits. The findings also reveal a positive effect of institutional affiliation on the financial performance of MFIs. Namely, MFIs affiliated with a network and investing in ICTs tend to perform better. The impact of ICT investments on the social performance of MFIs is rather weak. From a policy perspective, developing ICT infrastructure can yield substantial performance dividends and should remain a top developmental priority in Niger.
Hadizatou Ali; Jean-Pierre Gueyié; Cédric Okou. Assessing the impact of information and communication technologies on the performance of microfinance institutions in Niger. Journal of Small Business & Entrepreneurship 2020, 33, 71 -91.
AMA StyleHadizatou Ali, Jean-Pierre Gueyié, Cédric Okou. Assessing the impact of information and communication technologies on the performance of microfinance institutions in Niger. Journal of Small Business & Entrepreneurship. 2020; 33 (1):71-91.
Chicago/Turabian StyleHadizatou Ali; Jean-Pierre Gueyié; Cédric Okou. 2020. "Assessing the impact of information and communication technologies on the performance of microfinance institutions in Niger." Journal of Small Business & Entrepreneurship 33, no. 1: 71-91.
Women’s entrepreneurship is of key importance to the development of countries in sub-Saharan Africa (SSA). Thus, several measures have been implemented to support women in developing their enterprises, including via information technology (IT). The purpose of this research is to identify the factors leading to the adoption of IT by women entrepreneurs in Cameroon. We extended the technology–organization–environment (TOE) theoretical framework to include a fourth category, the characteristics of the female managers. Both partial least squares (PLS) and partial least squares multigroup analysis (PLS-MGA) approaches are applied to a sample of 85 small, woman-managed Cameroonian firms located in several cities. Data were gathered using a structured questionnaire. Our results indicate that the adoption of IT by woman-managed enterprises is mainly influenced by the innovativeness spirit of the manager. Surprisingly, none of the TOE variables were found to be significant. Small firms in SSA may believe they are too small to benefit from costly IT investments. Further, the relative advantage and the perceived cost of technology are not significant factors. Because small firms primarily rely on subsidies for their technological equipment, they may be less concerned about the cost–benefit dimensions of IT. Training programs and an increase in networking are advisable.
Jean Robert Kala Kamdjoug; Sandra Manuela Djuitchou Chengo; Jean-Pierre Gueyie. Factors affecting the adoption of information technologies by small woman-managed enterprises in Cameroon. Journal of Small Business & Entrepreneurship 2020, 33, 433 -451.
AMA StyleJean Robert Kala Kamdjoug, Sandra Manuela Djuitchou Chengo, Jean-Pierre Gueyie. Factors affecting the adoption of information technologies by small woman-managed enterprises in Cameroon. Journal of Small Business & Entrepreneurship. 2020; 33 (4):433-451.
Chicago/Turabian StyleJean Robert Kala Kamdjoug; Sandra Manuela Djuitchou Chengo; Jean-Pierre Gueyie. 2020. "Factors affecting the adoption of information technologies by small woman-managed enterprises in Cameroon." Journal of Small Business & Entrepreneurship 33, no. 4: 433-451.
There has been a rapid growth in Asia for the last few decades compared to other regions of the world. This has even pointed Asia as an example for other developing regions. However, it has not been very simple to understand why Asia has registered such economic growth, while as in Africa, it has faced a high level of corruption. The literature is full of empirical studies showing the detrimental effects of corruption on both investment and growth at the macro-level. Corruption is considered as a serious problem that can slow down economic development, deter foreign direct investments, reduce tax income and efficiency in business transactions, but also reduce the amount of funds available for government to provide important public services. In fact, the high level of corruption in Asian countries has not been able to impede their economic growth, while in some African countries, such high level of corruption has significantly affected the economic growth. While this paper tries to explain such a paradox, it provides an in-depth analysis of how corruption is a result of lack of capacity or weak capacity at various institutional levels in African countries. Most importantly the paper provides an array of capacity building initiatives that can help to significantly reduce the current level of corruption and attract foreign investments in emerging and developing countries.
Mohammad Refakar; Jean-Pierre Gueyie. Corruption and Capacity Building in Developing Countries: The African/Asian Paradox. Development and Implementation of Health Technology Assessment 2019, 283 -307.
AMA StyleMohammad Refakar, Jean-Pierre Gueyie. Corruption and Capacity Building in Developing Countries: The African/Asian Paradox. Development and Implementation of Health Technology Assessment. 2019; ():283-307.
Chicago/Turabian StyleMohammad Refakar; Jean-Pierre Gueyie. 2019. "Corruption and Capacity Building in Developing Countries: The African/Asian Paradox." Development and Implementation of Health Technology Assessment , no. : 283-307.
Many institutional investors use the traditional Sharpe ratio today to examine the risk-adjusted performance of funds of hedge funds (FOFs). However, this could pose problems due to the non-normal returns of this alternative asset class. A modified value at risk (VaR) and modified Sharpe ratio solves the problem and can provide a superior tool for correctly measuring risk-adjusted performance. In this article, the authors rank 30 funds of hedge funds according to the Sharpe and modified Sharpe ratio. Their results indicate that the modified Sharpe is lower and more accurate when examining non-normal returns.
Greg N. Gregoriou; Jean-Pierre Gueyie. Risk-Adjusted Performance of Funds of Hedge Funds Using a Modified Sharpe Ratio. The Journal of Wealth Management 2003, 6, 77 -83.
AMA StyleGreg N. Gregoriou, Jean-Pierre Gueyie. Risk-Adjusted Performance of Funds of Hedge Funds Using a Modified Sharpe Ratio. The Journal of Wealth Management. 2003; 6 (3):77-83.
Chicago/Turabian StyleGreg N. Gregoriou; Jean-Pierre Gueyie. 2003. "Risk-Adjusted Performance of Funds of Hedge Funds Using a Modified Sharpe Ratio." The Journal of Wealth Management 6, no. 3: 77-83.