Tomaž Fleischman (BSc Computer Science, Ljubljana; MBA, IEDC Bled School of Management) is a computer systems and logic engineer at Be Solutions d.o.o. His career started at IBM as an e-business evangelist, he was director of internet services in successful startup Telemach, and then CEO of a trading company. Since 2004 Tomaž has been at Be Solutions where he is active as a Senior Consultant in sales, strategy, project and change management, and manufacturing. He currently specialises in trade credit and liquidity-saving mechanisms, bringing his broad industry and business experience into the development of monetary and payment systems.