Antonio Coviello is a Researcher of the National Research Council at IRISS-Istituto di Ricerca su Innovazione e Servizi per lo Sviluppo (ex IRAT) since 2007, where he is "Consigliere d'Istituto" (2020-2024). Graduated in Economics and Business, he is Scientific Responsible of the research project called "Innovation of insurance services in risk management" (DUS.AD010.086) and coordinates a multidisciplinary working group composed of qualified experts in the field (Enea, Ingv, Ania, Universities and other insurance and reinsurance companies), as well as participating in other national and international research projects. The main scientific interests are related to innovation and management of services, in particular insurance and risk management. In recent years he has been engaged in investigating the economic impact of natural disasters hypothesizing the application of an insurance model "NatCat". Aggregate university professor for over twenty years uninterrupted, he is the holder of the teaching "Insurance Marketing" at the University Suor Orsola Benincasa of Naples since a.a. 2015/2016 (in "CNR staff sharing") and in the University of Naples "Parthenope", where he is Co-Director of the Master of II level in "Government of insurance risks-MagRisk" (sponsored ANIA and ANRA) and Member of the Steering Committee of the CdL SIAFA; previously, he taught in the Faculty of Economics of the University of Salerno (a. a. 1998/1999 until 2003/2004), Second University of Naples (a.