We compute the class of the compactification of the divisor of curves sitting on a
surface and show that it violates the Harris-Morrison Slope Conjecture. We carry this out using the fact that this divisor has four distinct incarnations as a geometric subvariety of the moduli space of curves. We also give a counterexample to a hypothesis raised by Harris and Morrison that the Brill-Noether divisors are essentially the only effective divisors on the moduli space of curves having minimal slope
.