China attaches importance to the combination of credit policy and environmental protection, tries to use credit policy tools to protect ecology and pollution prevention, and prevent environmental credit risk. With the proposal of the goal of “carbon peak and carbon neutralisation” (“double carbon”), green credit is also regarded as an important policy tool to achieve this goal. Firstly, this paper selects the time series data of green credit at the national level from 2013 to 2019 according to the official statistics and evaluates the coupling and coordinated development of credit system and environmental system based on the coupling coordination model. The results show that the two systems show well-coordinated development, but the interaction has annual fluctuations. Secondly, by calculating the provincial carbon emissions and green credit panel data from 2005 to 2019, the dynamic internal mechanism is analysed based on Panel Vector Autoregression (PVAR) model. It is found that green credit has a significant inhibitory effect on carbon emissions. The research results of this paper provide an overall evaluation of the quantity and quality of green credit for China’s banking industry. It also provides reasonable and effective support for green credit as a policy tool to promote realising the “double carbon” goal. In addition, China should maintain the consistency, stability and durability of green credit policy and continue to contribute to the low-carbon transformation of the economy and society.
Atmospheric environmental quality affects the high quality and sustainable development of the economy. The optimisation and upgrading of the industrial system are important to improve the operation efficiency of the economy and society. Firstly, this paper constructs the theoretical analysis framework of coupling and coordination between the atmospheric environment system and the industrial system and analyses the internal mechanism of the interaction and coordinated development of the two systems. Then, it puts forward the combination of the coupling coordination model and the VAR model (Vector autoregressive model) and presents the analysis and evaluation method of the relationship between them from the two perspectives of “static” and “dynamic”. Finally, the empirical study is conducted in Taiyuan, a resource-based city in China. The results show that: (1) The two systems in Taiyuan have an obvious interaction and develop in the direction of benign coupling. (2) The impact of the two systems on each other is mainly in the medium and long term and dominated by the role of the atmospheric environment system on the industrial system. This study provides a theoretical framework and evaluation methods for evaluating and analysing the relationship between the urban atmospheric environment system and the industrial system in China, and then provides suggestions for policymaking.