This study aimed to assess the opinion of the inhabitants of protected areas in the Polish-German borderland on the development of tourism using the concept of sustainable tourism. It was examined whether the type of protected area and the country of residence were determinants of sustainable tourism development. In 2019-2020, a questionnaire survey was conducted among residents near 14 protected areas in the Pomerania Euroregion. Multinomial and ordinal logit models were used in the data analysis. The main limitations of the survey were the inability to refer to similar surveys from previous years and for other protected areas in Poland and Germany. This prevented a complete spatial-temporal analysis. The study carried out on the acceptance by inhabitants of the neighbourhood of protected areas in the Pomerania Euroregion is unique. The Polish protected regions of the Pomerania Euroregion were shown to have more significant potential for sustainable tourism development than the German ones. The results also show some differences in the perception of tourism by the Poles and the Germans.

Wydawnictwo Naukowe Uniwersytetu Szczecińskiego

Wydawnictwo Naukowe Uniwersytetu Szczecińskiego

The pension system in Poland is an example of the implementation of many reforms and changes, some of which are contradictory. The purpose of the article was the initial assessment of employee capital plans (PPK) as an element supplementing the third pillar of the pension system. The paper is of a theoretical and empirical nature. The study uses comparative analysis and the cluster method to evaluate the investment policy pursued by defined date funds (FZD). The study proves that the investment policy of the funds is similar and that three dominant investment policies can be distinguished. The extended payback period for PPK fund management institutions increases the risk of withdrawing the offer of some financial institutions in the future. The assessment of the PPK scheme allows to state that this program may increase the retirement savings of Poles. The author postulates also the need to increase the knowledge of market participants in terms of both the need to save for retirement and in the forms of saving.