João Fernando Jungo holds a Postdoctoral degree in Financial Development and a Ph.D. in Economic and Business Sciences, with a specialization in Finance, from the University of Aveiro (Portugal). With over a decade of academic and scientific experience, combined with a solid background in the Angolan banking sector, his work focuses on financial economics, banking stability, regulation, monetary policy, economic governance, and financial inclusion. He is a researcher at the Research Unit on Governance, Competitiveness and Public Policies (GOVCOPP) at the University of Aveiro and teaches in master’s programs in Finance and Economics at higher education institutions in Angola. Author of several scientific publications and books on finance and economic development, his research interests center on the interconnections between financial inclusion, macroeconomic stability, financial innovation, and sustainable development, with particular emphasis on African financial systems and policies that foster inclusive economic growth.