The current research aims to examine the credit risk determinants in Jordan’s banks. Macroeconomic factors were included to examine credit risk in commercial banks by adopting the balanced data for the examination between 2008–2019. The result shows that credit risk relates to foreign direct investment (FDI) and the output gap. The relation existed since FDI helped the country create job opportunities, increase administrative efficiency and capacity, and work to exchange technologies, ideas, opinions, and human resources, especially in emerging economies. The output gap relates to CR by the ability that borrowers’ cash inflows are reduced when growth slows or turns negative, making it harder for them to meet the interest and principal of bank loans in exchange, especially in markets that have the potential to decrease the output gap. The result specified that as remittance (REMIT) grows, credit risk considerably accelerates, and the same effect was also recognised for public debt (DEBT). The outcomes revealed an important influence of tax on personal income (TAXINC). The examination result proves that credit risk is affected by several factors, which may relate significantly to implications as expected.

This paper attempts to identify the relevant factors that create a massive collision on the job involvement at Universiti Malaysia Perlis (UniMAP). The sample of 110 was drawn from academic staff which are divided into categories of professor, associate professor, senior lecturer and lecturer. The results indicated that job involvement of UniMAP academic staffs is depends on the three dimension factor of job involvement in workplaces which are motivation, organizational citizenship behavior and job satisfaction. Among three factors tested in this study, UniMAP academic staff agreed that organizational citizenship behavior and job satisfaction influenced their job involvement. However, it is found that motivation has no significant relationship with job involvement of UniMAP academic staff. DOI: 10.5901/mjss.2015.v6n6s4p157