Digital transformation underscored by the fourth industrial revolution has led to the emergence of sophisticated technology-enabled financial services known as fintech, that has swiftly altered traditional financial services space. Global adoption of fintech is rapidly increasing due to its disruptive nature and is largely embraced by participants who are underserved by traditional financial service providers. Global investments in fintech are growing rapidly year by year owing to increased interconnectivity with the digital revolution. Fintech is expansive, engulfing a plethora of innovative applications in various services including payments, financing, asset management, insurance, etc. There exists a gap in the literature and visualization research on impact and future pathway of fintech innovations in payments and financial services and role of financial regulations. This study aims to enrich the understanding of fintech innovations in payments and financing and investigate the correlation and significance of regulatory framework in maintaining a fair ecosystem. With this objective, an extant systematic review was performed using research articles published in peer-reviewed journals for the period 2014–2022 when there has been a burgeoning of interest in ‘fintech’ globally. The findings of this study contribute to the theoretical constructs of fintech innovations in the financial services industry and show that such innovations play a crucial role in shaping the nature of future of business. The results of this study have implications for researchers who could deploy this research as a reference point to get a holistic insight and a detailed mapping of innovations in fintech.

The agile approach is a timeboxing approach wherein the entire project is broken down into smaller tasks of user stories that iterate continuously to improve from feedback obtained frequently. Agile methodology in the right blend of its values and principles can be used in a dynamic environment to manage cross-functional teams for faster and effective decision-making. Flexibility is of prime importance in the agile approach which helps organizations to thrive in rapidly emerging market conditions. The timeliness and cost-effectiveness provided by the agile methodology give a competitive edge to the organizations employing it. Fast-evolving consumer trends and market needs were contrasted by lengthier project timelines of other traditional methodologies. This created the need for methods that provide faster outputs at their fullest potential for the organizations to retain their customers and position in the market which motivated this research. Yet, a huge research gap exists in the area concerning the development of agile methods. This article aimed to provide a deeper understanding of how agile can be used to solve the complexities of the current day market conditions along with its widespread applications in various industries through a systematic literature review of past research work. Further, this review also aims at explaining the impediments of adopting agile methodology in any sort of organization under any given circumstances. During the study, it was found that there were several definitions and frameworks of agile that have been proposed in different forms. This review has tried to provide a consolidated concept of the agile approach presented to date.

A stable and healthy insurance industry plays a vital role in sustaining an economy resistant to economic shocks by providing an efficient risk-transition mechanism. There is a relative scarcity of research inspecting the impact of insurers’ financial insolvency on the profitability of insurance firms. Employing 2011–2019 panel data of 16 non-life insurance companies operating in Bangladesh, this research endeavors to examine the impacts of insurers’ financial insolvency on the profitability of insurance companies measured by return ratios, return on assets (ROA), and return on equity (ROE). Fixed-effect regression outcome implies that insurers’ financial insolvency has a significant adverse influence on non-life insurance companies’ profitability. Further findings indicate that financial leverage, technical provision, age, and inflation have a noteworthy adverse influence on profitability. The outcomes of this research are of greater significance for policymakers in tackling insolvency and formulating policies to boost the growth of insurance profitability. In addition, this study aims to serve as a benchmark for other countries’ insurance industries to emulate recovery strategies from financial insolvency.

Artificial intelligence (AI) has been revolutionizing various fields, including education sector, therefore it is essential to learn about the potentials and challenges of the AI impact on learning and education process. As the UAE's commitment to become a leader in innovation and education, it is vital to study about the factors that impact the successful implementation of AI in education sector in the UAE. The study acknowledges the transformative potential of AI in education sector including personalized learning experiences, streamlined administrative tasks, and enhanced assessment processes. The paper examines the main elements that influence the application of AI in the UAE's education sector, drawing on previously published research. It investigates the technological foundation necessary to allow AI interventions, the accessibility and availability of data, the significance of data privacy and security, and the moral issues raised by the application of AI algorithms. The study analyses the existing literature on the intervention of AI in education sector in UAE and based on it the propositions are developed. The propositions developed in this study can serve as a foundation for further research, discussions, and decision-making related to the intervention of AI in the UAE's education sector.