Umi - Widyastuti

Dr. Umi - Widyastuti


Research Focus & Metrics

Academic Career Length

12Years (2015-Present)

(Calculated once Scilit publication data is synced: current year − year of first publication + 1)

Representative Publications

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6 March 2023 in Nurture
Verified
Journal Article
Open access
PDF file
DRDwi Kismayanti Respati
Dwi Kismayanti Respati
UWUmi - Widyastuti
Umi - Widyastuti
TNTutty Nuryati
Tutty Nuryati
AMAyatulloh Michael Musyaffi
Ayatulloh Michael Musyaffi
BHBestari Dwi Handayani
Bestari Dwi Handayani
NANajmatu Rahma Ali
Najmatu Rahma Ali
Purpose: An understanding of financial literacy is important not only for business actors but also for individuals and households; even there is a need to introduce this all-important skill to children early. There is a projection that the financial behavior of the young generation will have a better influence on the global economy than that of the previous generation. Therefore, it is crucial that today’s young generation understands financial literacy. This study aims to measure how digital financial literacy and financial confidence can influence both the financial behavior and financial well-being of the younger generation. Design/methodology/approach: The participants in this study are university students from all over Indonesia. This is a quantitative research project that uses online questionnaires, and the collected data is processed using structural equations mode-partial least squares (SEM-PLS) with the Smart-PLS application. Questionnaires have been distributed and obtained by 353 respondents to be processed by the Smart-PLS application. Finding: The result indicates that digital financial literacy has a significant effect on financial behavior, and financial behavior also has a significant effect on financial well-being. Meanwhile, financial confidence influences both financial well-being and financial behavior. Conclusion: This research contributes to the body of knowledge by providing information to the public about the importance of digital financial literacy for individuals to control their financial behaviour amidst the rapid growth of financial technology. Furthermore, the research findings are enriched with literature on digital financial literacy, which is still rarely studied. However, a limitation of this study is the fact that the respondents are mainly women. Therefore, there should be further research involving a higher number of respondents and covering a wider research location.

14 September 2021 in Heliyon
Verified
Journal Article
Open access
ASAri Saptono
Ari Saptono
AWAgus Wibowo
Agus Wibowo
UWUmi - Widyastuti
Umi - Widyastuti
BNBagus Shandy Narmaditya
Bagus Shandy Narmaditya
HYHeri Yanto
Heri Yanto
Since the increasing attention among scholars on entrepreneurship education, there is a lack of empirical evidence on how to prepare for entrepreneurial education at an early age. Therefore, this study examines the effect of the outdoor learning environment and entrepreneurial education on entrepreneurial self-efficacy in Indonesia's elementary school students. This study incorporated 320 elementary students in the five and six-year students as respondents in several elementary schools in Jakarta of Indonesia. The sample was gathered using convenience sampling by giving online questionnaires with five scales of measurement. The findings showed that the outdoor learning environment has closely related to entrepreneurship education and entrepreneurial self-efficacy. Second, entrepreneurship education plays a significant role in mediating the relationship between the outdoor learning environment and students' self-efficacy. Our research provides insight to future researchers that primary education plays a significant role in the growth and development of self-efficacy and entrepreneurial intentions.

1 January 2020 in Management Science Letters
Verified
Journal Article
Closed access
SZSri Zulaihati
Sri Zulaihati
SSSanti Susanti
Santi Susanti
UWUmi - Widyastuti
Umi - Widyastuti

13 March 2024 in Cogent Business & Management
Verified
Journal Article
Open access
UWUmi - Widyastuti
Umi - Widyastuti
DRDwi Kismayanti Respati
Dwi Kismayanti Respati
VDVera Intanie Dewi
Vera Intanie Dewi
ASAbdul Mukti Soma
Abdul Mukti Soma

1 January 2020 in Accounting
Verified
Journal Article
Closed access
GAGatot Nazir Ahmad
Gatot Nazir Ahmad
UWUmi - Widyastuti
Umi - Widyastuti
SSSanti Susanti
Santi Susanti
HMHasan Mukhibad
Hasan Mukhibad

1 January 2020 in Management Science Letters
Verified
Journal Article
Closed access
UWUmi - Widyastuti
Umi - Widyastuti
ASAti Sumiati
Ati Sumiati
HHHerlitah Herlitah
Herlitah Herlitah
IMInaya Sari Melati
Inaya Sari Melati