Sumathi Kumaraswamy

Dr. Sumathi Kumaraswamy

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Research Focus & Metrics

Academic Career Length

10Years (2017-Present)

(Calculated once Scilit publication data is synced: current year − year of first publication + 1)

Representative Publications

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1 January 2021
Verified
Book Chapter
Closed access
RERabab Ebrahim
Rabab Ebrahim
SKSumathi Kumaraswamy
Sumathi Kumaraswamy
YAYomna Abdulla
Yomna Abdulla
There has been an extensive boost in the use of FinTech in the Banking sector during the last few years. This chapter provides a comprehensive overview of the new opportunities offered by FinTech to the banking sector, its prospective risks, and the possible challenges to be faced in its adaptation. The authors propose that the new opportunities of FinTech include better digital banking experience, personalized customer services, high-level data security, cost-effective, and efficient services. On the other hand, FinTech results in risks such as security risk, technical risk, regulation risk, financial risk, and reputation risk. Finally, they suggest that the possible challenges of FinTech are a technological adaptation, risk reduction, regulations, and human capital employment.

Verified
Journal Article
Open access
PDF file
SPShrikant Krupasindhu Panigrahi
Shrikant Krupasindhu Panigrahi
MFMaryam Juma Al Farsi
Maryam Juma Al Farsi
SKSumathi Kumaraswamy
Sumathi Kumaraswamy
Muhammad Waris Ali KhanMuhammad Waris Ali Khan
Muhammad Waris Ali Khan
FRFaisal Rana
Faisal Rana
Working capital management (WCM) is a key factor in the success of manufacturing companies when credit is restricted, as is the case in the current climate caused by the COVID-19 crisis. The main purpose of this paper is to investigate the relationship between working capital management, earnings quality, sales growth, and shareholders’ wealth of listed manufacturing firms in Oman. The study used balanced panel data of 31 manufacturing firms listed on the Muscat Stock Exchange (MSE) from 2004 to 2019. The study reveals that days in working capital, cash conversion cycle, payable deferred period, sales growth, and earnings quality positively affects shareholder’s wealth proxied by the return on assets, whereas, days in working capital have a negative effect on return on assets. Similarly, working capital management was found to have no influence on the earnings per share (EPS). It was also documented that sales growth and earnings quality positively impacted EPS. The study concluded that improving sales growth and earnings quality would result in shareholders’ wealth creation. The results are helpful to manufacturing companies to improve their business performance and social welfare through a direct and indirect chain of raising investments, pay, and production scales. This study adds knowledge to the body of literature on working capital management, earnings quality, and sales growth in the areas of methodology, the impact of WCM components on manufacturing firms’ shareholder value, and socioeconomic evidence from Oman.

Verified
Journal Article
Open access
PDF file
SKSumathi Kumaraswamy
Sumathi Kumaraswamy
YAYomna Abdulla
Yomna Abdulla
SPShrikant Krupasindhu Panigrahi
Shrikant Krupasindhu Panigrahi
Recurrent stock market fall and rise sequel by COVID-19, rising global inflation, increase in Fed interest rates, the unprecedented meltdown of technology stocks, fear of trade wars, tightening of governments’ fiscal policies call for a new trend in international investing. It is time for the investors to rethink, rebalance and reset their investment strategies to position and protect their portfolios during and post-pandemic period. This paper attempts to forecast the gold prices for the post-pandemic era and explores whether gold will serve as a decisive hedge during this transition period. The techniques of ARCH, GARCH, E-GARCH, A-PARCH, and GARCH-M is employed in forecasting the conditional volatility of gold spot price from Multi Commodity Exchange (MCX) of India. A total of 3631 observations were collected from the daily spot prices of gold from January 2009 to December 2022. The findings show that the gold prices in India are highly persistent similar to other emerging markets and that gold will remain a safe haven for investors and institutional investors in the post-pandemic period. This paper is the first of its kind to forecast gold prices for the post-pandemic period. The forecast price of 10-gram gold is expected to trade for 65,948 ₹ in the Indian MCX by 2026 if the gold prices behold its previous momentum. This forecast will help the investors to plan their portfolio diversification for the post-pandemic period.

15 December 2019 in Entrepreneurship and Sustainability Issues
Verified
Journal Article
Open access
SKSumathi Kumaraswamy
Sumathi Kumaraswamy
RERabab Ebrahim
Rabab Ebrahim
WMWan Masliza Wan Mohammad
Wan Masliza Wan Mohammad
Entrepreneurship and Sustainability Issues is a peer-reviewed journal which publishes original research papers and case studies


6 February 2025 in Cogent Economics & Finance
Verified
Journal Article
Open access
HAHanan Haider Ali
Hanan Haider Ali
SKSumathi Kumaraswamy
Sumathi Kumaraswamy
SBSara Al Balooshi
Sara Al Balooshi
YAYomna Abdulla
Yomna Abdulla