The use of generative artificial intelligence (GenAI) in academia is a subjective and hotly debated topic. Currently, there are no agreed guidelines towards the usage of GenAI systems in higher education (HE) and, thus, it is still unclear how to make effective use of the technology for teaching and learning practice. This paper provides an overview of the current state of research on GenAI for teaching and learning in HE. To this end, this study conducted a systematic review of relevant studies indexed by Scopus, using the preferred reporting items for systematic reviews and meta-analyses (PRISMA) guidelines. The search criteria revealed a total of 625 research papers, of which 355 met the final inclusion criteria. The findings from the review showed the current state and the future trends in documents, citations, document sources/authors, keywords, and co-authorship. The research gaps identified suggest that while some authors have looked at understanding the detection of AI-generated text, it may be beneficial to understand how GenAI can be incorporated into supporting the educational curriculum for assessments, teaching, and learning delivery. Furthermore, there is a need for additional interdisciplinary, multidimensional studies in HE through collaboration. This will strengthen the awareness and understanding of students, tutors, and other stakeholders, which will be instrumental in formulating guidelines, frameworks, and policies for GenAI usage.

An accurate prediction of house prices is a fundamental requirement for various sectors, including real estate and mortgage lending. It is widely recognized that a property’s value is not solely determined by its physical attributes but is significantly influenced by its surrounding neighborhood. Meeting the diverse housing needs of individuals while balancing budget constraints is a primary concern for real estate developers. To this end, we addressed the house price prediction problem as a regression task and thus employed various machine learning (ML) techniques capable of expressing the significance of independent variables. We made use of the housing dataset of Ames City in Iowa, USA to compare XGBoost, support vector regressor, random forest regressor, multilayer perceptron, and multiple linear regression algorithms for house price prediction. Afterwards, we identified the key factors that influence housing costs. Our results show that XGBoost is the best performing model for house price prediction. Our findings present valuable insights and tools for stakeholders, facilitating more accurate property price estimates and, in turn, enabling more informed decision making to meet the housing needs of diverse populations while considering budget constraints.

The World Health Organisation (WHO) revealed approximately 280 million people in the world suffer from depression. Yet, existing studies on early-stage depression detection using machine learning (ML) techniques are limited. Prior studies have applied a single stand-alone algorithm, which is unable to deal with data complexities, prone to overfitting, and limited in generalization. To this end, our paper examined the performance of several ML algorithms for early-stage depression detection using two benchmark social media datasets (D1 and D2). More specifically, we incorporated sentiment indicators to improve our model performance. Our experimental results showed that sentence bidirectional encoder representations from transformers (SBERT) numerical vectors fitted into the stacking ensemble model achieved comparable F1 scores of 69% in the dataset (D1) and 76% in the dataset (D2). Our findings suggest that utilizing sentiment indicators as an additional feature for depression detection yields an improved model performance, and thus, we recommend the development of a depressive term corpus for future work.

Link prediction plays a crucial role in identifying future connections within complex networks, facilitating the analysis of network evolution across various domains such as biological networks, social networks, recommender systems, and more. Researchers have proposed various centrality measures, such as degree, clustering coefficient, betweenness, and closeness centralities, to compute similarity scores for predicting links in these networks. These centrality measures leverage both the local and global information of nodes within the network. In this study, we present a novel approach to link prediction using similarity score by utilizing average centrality measures based on local and global centralities, namely Similarity based on Average Degree $\left(SA{C}_D\right)$, Similarity based on Average Betweenness $\left(SA{C}_B\right)$, Similarity based on Average Closeness $\left(SA{C}_C\right)$, and Similarity based on Average Clustering Coefficient $\left(SA{C}_{CC}\right)$. Our approach involved determining centrality scores for each node, calculating the average centrality for the entire graph, and deriving similarity scores through common neighbors. We then applied centrality scores to these common neighbors and identified nodes with above average centrality. To evaluate our approach, we compared proposed measures with existing local similarity-based link prediction measures, including common neighbors, the Jaccard coefficient, Adamic–Adar, resource allocation, preferential attachment, as well as recent measures like common neighbor and the Centrality-based Parameterized Algorithm $\left(CCPA\right)$, and keyword network link prediction $\left(KNLP\right)$. We conducted experiments on four real-world datasets. The proposed similarity scores based on average centralities demonstrate significant improvements. We observed an average enhancement of 24% in terms of Area Under the Receiver Operating Characteristic (AUROC) compared to existing local similarity measures, and a 31% improvement over recent measures. Furthermore, we witnessed an average improvement of 49% and 51% in the Area Under Precision-Recall (AUPR) compared to existing and recent measures. Our comprehensive experiments highlight the superior performance of the proposed method.

Macroeconomic factors have a critical impact on banking credit risk, which cannot be directly controlled by banks, and therefore, there is a need for an early credit risk warning system based on the macroeconomy. By comparing different predictive models (traditional statistical and machine learning algorithms), this study aims to examine the macroeconomic determinants’ impact on the UK banking credit risk and assess the most accurate credit risk estimate using predictive analytics. This study found that the variance-based multi-split decision tree algorithm is the most precise predictive model with interpretable, reliable, and robust results. Our model performance achieved 95% accuracy and evidenced that unemployment and inflation rate are significant credit risk predictors in the UK banking context. Our findings provided valuable insights such as a positive association between credit risk and inflation, the unemployment rate, and national savings, as well as a negative relationship between credit risk and national debt, total trade deficit, and national income. In addition, we empirically showed the relationship between national savings and non-performing loans, thus proving the “paradox of thrift”. These findings benefit the credit risk management team in monitoring the macroeconomic factors’ thresholds and implementing critical reforms to mitigate credit risk.

Matrix factorization is a long-established method employed for analyzing and extracting valuable insight recommendations from complex networks containing user ratings. The execution time and computational resources demanded by these algorithms pose limitations when confronted with large datasets. Community detection algorithms play a crucial role in identifying groups and communities within intricate networks. To overcome the challenge of extensive computing resources with matrix factorization techniques, we present a novel framework that utilizes the inherent community information of the rating network. Our proposed approach, named Community-Based Matrix Factorization (CBMF), has the following steps: (1) Model the rating network as a complex bipartite network. (2) Divide the network into communities. (3) Extract the rating matrices pertaining only to those communities and apply MF on these matrices in parallel. (4) Merge the predicted rating matrices belonging to communities and evaluate the root mean square error (RMSE). In our experimentation, we use basic MF, SVD++, and FANMF for matrix factorization, and the Louvain algorithm is used for community division. The experimental evaluation on six datasets shows that the proposed CBMF enhances the quality of recommendations in each case. In the MovieLens 100K dataset, RMSE has been reduced to 0.21 from 1.26 using SVD++ by dividing the network into 25 communities. A similar reduction in RMSE is observed for the datasets of FilmTrust, Jester, Wikilens, Good Books, and Cell Phone.