Both single infrared and visible images have respective limitations. Fusion technology has been developed to conquer these restrictions. It is designed to generate a fused image with infrared information and texture details. Most traditional fusion methods use hand-designed fusion strategies, but some are too rough and have limited fusion performance. Recently, some researchers have proposed fusion methods based on deep learning, but some early fusion networks cannot adaptively fuse images due to unreasonable design. Therefore, we propose a mask and cross-dynamic fusion-based network called MCDFN. This network adaptively preserves the salient features of infrared images and the texture details of visible images through an end-to-end fusion process. Specifically, we designed a two-stage fusion network. In the first stage, we train the autoencoder network so that the encoder and decoder learn feature extraction and reconstruction capabilities. In the second stage, the autoencoder is fixed, and we employ a fusion strategy combining mask and cross-dynamic fusion to train the entire fusion network. This strategy is conducive to the adaptive fusion of image information between infrared images and visible images in multiple dimensions. On the public TNO dataset and the RoadScene dataset, we selected nine different fusion methods to compare with our proposed method. Experimental results show that our proposed fusion method achieves good results on both datasets.