Jewel Kumar Roy currently serves as an Assistant Professor (on study leave) from Jatiya Kabi Kazi Nazrul Islam University, Bangladesh, and as an Assistant Lecturer at Széchenyi István University, Hungary, following prior roles at Daffodil International University; his distinguished academic journey includes a Commonwealth Shared Scholarship for an MSc in FinTech at the University of Stirling, UK, and a Stipendium Hungaricum Scholarship for his PhD in FinTech in Hungary, complementing his MBA and ICCR scholarship-funded BBA from Savitribai Phule Pune University, India, along with prestigious government scholarships in Bangladesh, and he has further enhanced his expertise with numerous FinTech and finance certifications from leading global institutions via Coursera, while also maintaining an active profile as a researcher and reviewer for Scopus-indexed journals and as a trainer who has conducted specialized programs for institutions such as the Bangladesh Institute of Bank Management, the Commonwealth Scholarship Commission, and DCCI Business Institute.