Annual Financial Reports are the core in the Banking Sector to publish its financial statistics. Extracting useful information from these complex and lengthy reports involves manual process to resolve the financial queries, resulting in delays and ambiguity in investment decisions. One of the major reasons is the lack of any standardization in the format and vocabulary used in the reports. An automated system for resolution of intelligent financial queries is therefore difficult to design. Several works have been proposed to overcome these problems using Information Extraction; however, they do not address the semantic interoperability of the reports across different institutions. This work proposed an automated querying engine to answer the financial queries using Ontology based Information Extraction. For Semantic modeling of financial reports, a Financial Knowledge Graph, assisted by Financial Ontology, has been proposed. The nodes are populated with entities, while links are populated with relationships using Information Extraction applied on annual reports. Two benefits have been provided by this system to stakeholders through automation: decision making through queries and generation of custom financial stories. The work can further be extended to other domains including healthcare and academia where physical reports are used for communication.

This article presents a semantic web-based solution for extracting the relevant information automatically from the annual financial reports of the banks/financial institutions and presenting this information in a queryable form through a knowledge graph. The information in these reports is significantly desired by various stakeholders for making key investment decisions. However, this information is available in an unstructured format making it much more complex and challenging to understand and query manually or even through digital systems. Another challenge that makes the understanding of information more complex is the variation of terminologies among financial reports of different banks or financial institutions. The solution presented in this article signifies an ontological approach to solving the standardization problems of the terminologies in this domain. It further addresses the issue of semantic differences to extract relevant data sharing common semantics. Such semantics are then incorporated by implementing their representation as a Knowledge Graph to make the information understandable and queryable. Our results highlight the usage of Knowledge Graph in search engines, recommender systems and question-answering (Q-A) systems. This financial knowledge graph can also be used to serve the task of financial storytelling. The proposed solution is implemented and tested on the datasets of various banks and the results are presented through answers to competency questions evaluated on precision and recall measures.