Synthetic aperture radar (SAR) and optical images provide highly complementary ground information. The fusion of SAR and optical data can significantly enhance semantic segmentation inference results. However, the fusion methods for multimodal data remains a challenge for current research due to significant disparities in imaging mechanisms from diverse sources. Our goal was to bridge the significant gaps between optical and SAR images by developing a dual-input model that utilizes image-level fusion. To improve most existing state-of-the-art image fusion methods, which often assign equal weights to multiple modalities, we employed the principal component analysis (PCA) transform approach. Subsequently, we performed feature-level fusion on shallow feature maps, which retain rich geometric information. We also incorporated a channel attention module to highlight channels rich in features and suppress irrelevant information. This step is crucial due to the substantial similarity between SAR and optical images in shallow layers such as geometric features. In summary, we propose a generic multimodal fusion strategy that can be attached to most encoding–decoding structures for feature classification tasks, designed with two inputs. One input is the optical image, and the other is the three-band fusion data obtained by combining the PCA component of the optical image with the SAR. Our feature-level fusion method effectively integrates multimodal data. The efficiency of our approach was validated using various public datasets, and the results showed significant improvements when applied to several land cover classification models.