Three-dimensional (3D) reconstruction of high-dynamic-range (HDR) surfaces plays an important role in the fields of computer vision and image processing. Traditional 3D measurement methods often face the risk of information loss when dealing with surfaces that have HDR characteristics. To address this issue, this paper proposes a simple 3D reconstruction method, which combines the features of non-overexposed regions in polarized and unpolarized images to improve the reconstruction quality of HDR surface objects. The optimum fringe regions are extracted from images with different polarization angles, and the non-overexposed regions in normally captured unpolarized images typically contain complete fringe information and are less affected by specular highlights. The optimal fringe information from different polarized image groups is gradually used to replace the incorrect fringe information in the unpolarized image, resulting in a complete set of fringe data. Experimental results show that the proposed method requires only 24~36 images and simple phase fusion to achieve successful 3D reconstruction. It can effectively mitigate the negative impact of overexposed regions on absolute phase calculation and 3D reconstruction when reconstructing objects with strongly reflective surfaces.