With the increasing demand for privacy preservation and strategy sharing in global financial markets, traditional centralized modeling approaches have become inadequate for multi-institutional collaborative tasks, particularly under the realistic challenges of multi-source heterogeneity and non-independent and identically distributed (non-IID) data. To address these limitations, a heterogeneity-aware Federated Quantitative Learning framework, Federated Quantitative Learning, is proposed to enable efficient cross-market financial strategy modeling while preserving data privacy. This framework integrates a Path Quality-Aware Aggregation Mechanism, a Gradient Clipping and Compression Module, and a Heterogeneity-Adaptive Optimizer, collectively enhancing model robustness and generalization. Empirical studies conducted on multiple real-world financial datasets, including those from the United States, European Union, and Asia-Pacific markets, demonstrate that Federated Quantitative Learning outperforms existing mainstream methods in key performance indicators such as annualized return, Sharpe ratio, maximum drawdown, and volatility. Under the full model configuration, Federated Quantitative Learning achieves an annualized return of 12.72%, a Sharpe ratio of 1.12, a maximum drawdown limited to 10.3%, and a reduced volatility of 9.7%, showing significant improvements over methods such as Federated Averaging, Federated Proximal Optimization, and Model-Contrastive Federated Learning. Moreover, module ablation studies and attention mechanism comparisons further validate the effectiveness of each core component in enhancing model performance. This study introduces a novel paradigm for secure strategy sharing and high-quality modeling in multi-institutional quantitative systems, offering practical feasibility and broad applicability.

To address the limitations of low fusion efficiency and insufficient personalization in multimodal perception for educational intelligence, a novel deep learning framework is proposed that integrates image sensor data with textual and contextual information through a cross-modal attention mechanism. The architecture employs a cross-modal alignment module to achieve fine-grained semantic correspondence between visual features captured by image sensors and associated textual elements, followed by a personalized feedback generator that incorporates learner background and task context embeddings to produce adaptive educational guidance. A cognitive weakness highlighter is introduced to enhance the discriminability of task-relevant features, enabling explicit localization and interpretation of conceptual gaps. Experiments show the proposed method outperforms conventional fusion and unimodal baselines with 92.37% accuracy, 91.28% recall, and 90.84% precision. Cross-task and noise-robustness tests confirm its stability, while ablation studies highlight the fusion module’s +4.2% accuracy gain and the attention mechanism’s +3.8% recall and +3.5% precision improvements. These results establish the proposed method as a transferable, high-performance solution for next-generation adaptive learning systems, offering precise, explainable, and context-aware feedback grounded in advanced multimodal perception modeling.