A multimodal interactive system, HortiVQA-PP, is proposed for horticultural scenarios, with the aim of achieving precise identification of pests and their natural predators, modeling ecological co-occurrence relationships, and providing intelligent question-answering services tailored to agricultural users. The system integrates three core modules: semantic segmentation, pest–predator co-occurrence detection, and knowledge-enhanced visual question answering. A multimodal dataset comprising 30 pest categories and 10 predator categories has been constructed, encompassing annotated images and corresponding question–answer pairs. In the semantic segmentation task, HortiVQA-PP outperformed existing models across all five evaluation metrics, achieving a precision of 89.6%, recall of 85.2%, F1-score of 87.3%, $mAP@50$ of 82.4%, and IoU of 75.1%, representing an average improvement of approximately 4.1% over the Segment Anything model. For the pest–predator co-occurrence matching task, the model attained a multi-label accuracy of 83.5%, a reduced Hamming Loss of 0.063, and a macro-F1 score of 79.4%, significantly surpassing methods such as ASL and ML-GCN, thereby demonstrating robust structural modeling capability. In the visual question answering task, the incorporation of a horticulture-specific knowledge graph enhanced the model’s reasoning ability. The system achieved 48.7% in BLEU-4, 54.8% in ROUGE-L, 43.3% in METEOR, 36.9% in exact match (EM), and a GPT expert score of 4.5, outperforming mainstream models including BLIP-2, Flamingo, and MiniGPT-4 across all metrics. Experimental results indicate that HortiVQA-PP exhibits strong recognition and interaction capabilities in complex pest scenarios, offering a high-precision, interpretable, and widely applicable artificial intelligence solution for digital horticulture.

To address the challenge of collaborative strategy optimization caused by non-independent and identically distributed data in cross-institutional scenarios, a federated quantitative learning framework integrating Path Attention Aggregation Module (PAAM), Gradient Clipping and Compression (GCC), and a Heterogeneity-Aware Adaptive Optimizer (HAAO) is proposed to achieve efficient return optimization and robust risk control. The framework is validated across multi-market and multi-institutional environments, with experiments covering three key dimensions: return performance, risk management, and communication efficiency. The results demonstrate that the proposed model achieves an annualized return (AR) of 16.57%, representing an approximate 19.7% improvement over the traditional FedAvg model; the Sharpe ratio (SR) increases to 1.25, while the maximum drawdown (MDD) decreases to 15.92% and volatility remains controlled at 8.83%, indicating superior balance between return and risk. In the communication efficiency evaluation, when the number of communication rounds is reduced to 50 and 25, the model maintains accuracy at 94.2% and 92.8%, recall at 93.5% and 91.7%, and precision at 94.8% and 92.3%, respectively. Overall, the proposed framework achieves a dynamic balance between global convergence and risk constraints through path weighting, gradient sparsification, and frequency-domain learning rate adjustment. This research provides a novel and scalable paradigm for distributed financial prediction that ensures both privacy preservation and communication efficiency, demonstrating substantial engineering feasibility and practical applicability in intelligent financial modeling.