This research paper examines the effect of financial technology (Fintech) on operational efficiency in Jordan’s industrial firms, with a focus on whether supply chain resilience moderates this relationship. Partial least squares and structural equation modeling were employed, using survey data collected from 150 operations and supply chain managers in twenty industrial firms. The survey assessed Fintech sophistication, supply chain resilience, operational efficiency, lead-time reduction, resource utilization, and cost efficiency. The findings reveal that digitalization of transactions and payments significantly improves both operational efficiency and supply chain resilience. The firms studied demonstrated robust resilience through flexible sourcing, agile logistics networks, and proactive risk management, achieving greater process savings from their Fintech investments. These results highlight the importance of integrating Fintech rollout with supply chain resilience strategies to enhance agility, sustain operations under external shocks, and improve performance outcomes. Practically, managers can strengthen digital capabilities and leverage industry-wide digital transformation initiatives to build more resilient supply chain practices.

This study aims to examine the association between FinTech, board characteristics, and banks’ cash holdings in the Jordanian business environment. The study utilises data from 14 banks listed on the Amman Stock Exchange (ASE), covering the period from 2009 to 2024. It employs an econometric analysis of panel data, using ordinary least square (OLS) regression as the primary approach. In addition, the investigation applies various statistical methods, such as the two-stage least square (2SLS), the generalised method of moments (GMM), the dynamic model, and fixed effects regression to address causality and endogeneity issues in the study’s equations. Consequently, the study conducts data analyses to confirm the validity of the findings. The outcomes indicate that FinTech and board characteristics have a significant positive connection with banks’ cash holdings. These findings strengthen the assertions of consumer theory and agency theory. This investigation can help stakeholders, executives, bankers, customers, and policymakers in exploring the association between FinTech, board characteristics, and banks’ cash holdings in the context of Jordan. Furthermore, this study’s findings support the view that the banks in emerging economies should offer green loans for sustainability projects by leveraging FinTech adoption and board directors’ expertise to reallocate excess cash holdings. The novelty of the present paper lies in its explanation of the association between FinTech and board characteristics regarding banks’ cash holdings in Jordan. In addition, it opens paths for future works to delve into this literature area in the context of Middle Eastern countries, with a specific focus on Jordan. This investigation is one of the first attempts in Jordan to clarify these connections. Theoretically, it supports the assertions of consumer theory and agency theory as presented in Jordanian literature. Lastly, expanding the paper’s framework reach to other Middle Eastern nations would be valuable, particularly in light of the lack of research in this domain.

This research paper intends to discuss the implication of Digital Human Resource Management on talent retention within a changing workplace with particular focus on the mediation influence of entrepreneurship development among employees working in Jordanian organizations. The accelerated digitalization and technological changes have altered organizational designs, workforce policies, and human resource practices and brought about the paradigm shift in attracting, developing, and retaining of talent in firms. The study is quantitative in nature and uses the structured questionnaire to be administered to HR professionals and employees who work in various business fields in Jordan. The data obtained were analyzed with the help of Partial Least Squares Structural Equation Modeling (PLS-SEM) in order to evaluate the correlation between DHRM and talent retention and the roles of the entrepreneurship development as the mediator. The three DHRM dimensions, including digital recruitment, e-training and development, and HR analytics, were measured regarding their role in the growth of the entrepreneurship and employee engagement in the long-term. The results show that DHRM has a strong positive impact on talent retention, and development of entrepreneurship mediates this relationship to some extent. The findings also indicate that the use of digital HR systems does not only lead to job satisfaction and engagement but also builds young entrepreneurial skills, which facilitate employees to adjust to the change in an organization and promote innovation and overall success. The given study contributes to the theoretical and practical understanding in the sense that the introduction of DHRM leads to the formation of a digital culture that facilitates sustainability of talent and entrepreneurial orientation in enterprises. The results have strategic implications to the HR managers and policymakers who want to use the concept of digital transformation as a means of developing talents, innovation, and long-term organizational competitiveness in the digital age.

The research paper examines the effects of digital supply chain integration on the efficiency of cycle times with the need to focus on the impact of eco-efficiency as a mediating factor in learning institutions. With the continuous transformations of organizational activities tSCough digital technologies, the study explores the potential of digitalized processes in the supply chain to reduce operation delays, workflow execution, and environmentally friendly operations. The research hypothesizes that automation, analytics, and shared information of digital supply chain systems improve responsiveness, resource usage, and energy use, which all lead to a more efficient cycle-time.A cross-sectional survey will be utilized in the study; it will involve academic and administrative staffs in the institutions of higher learning. The relationships between the digital supply chain practices, eco-efficiency and cycle-time performance will be determined using Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze the data. The hypothesis is that digital supply chain practices have a positive effect on both direct and indirect impact on cycle-time efficiency via eco-efficiency. The institutions are predicted to attain quicker cycle times and sustainable operational excellence by incorporating environmental performance metrics into the digital operations.The work can add to the existing knowledge on digital transformation and sustainability by providing the concept of eco-efficiency as a mediating factor between digital supply chain systems and operational performance. Although the cross-sectional nature of the research can restrain causal inference, the study can provide useful information on how eco-efficient digital supply chains can enhance time-based competitiveness and sustainability in the education industry. Further studies can take a longitudinal or multi-level design midpoint to contrast efficiency performance between government and privated schools.