Conventional maintenance models often neglect the impact of pre-existing rutting on sealcoat performance, particularly in high-temperature regions like Chongqing in China, where rut-related failures are common. Existing ruts impose geometric constraints that significantly alter stress redistribution within the new sealcoat layer, yet this constraint mechanism remains poorly understood due to limitations in laboratory observation. This study developed a mesoscopic AC16 + MS3 composite discrete element model to simulate the mechanical behavior of a sealcoat applied over a rutted pavement. To replicate real-world conditions, a constant pressure of 0.7 MPa, representing the standard tire ground pressure in JTG E20-2011, was applied at a temperature of 70 °C, reflecting extreme high-temperature stability limits. Virtual rutting tests and contact force chain analyses were conducted across varying existing pavement rut depths, including 0 mm, 3 mm, 6 mm, and 10 mm. The results indicate that existing ruts redirect stress transfer paths, causing vertical compressive force chains to densify within the rutted zone and tensile stress to concentrate at rut edges. Mastic-mastic contacts transmit over 65% of the load, identifying asphalt mortar as the primary load-transfer phase. Notably, a 10 mm existing rut depth induces a tensile vacuum zone at depths of 15–40 mm, disrupting the standard U-shaped stress distribution. These findings clarify how pre-existing geometries govern structural degradation, suggesting that maintenance in high-temperature regions must prioritize asphalt mortar performance to mitigate edge cracking and deformation.