In this study, the compositional design of high-formability, high-bake-hardening Al–Mg–Zn-Cu-based aluminum alloys was carried out, and process conditions were established to secure mechanical properties under harsh conditions for Al–Mg–Zn-Cu-based alloys. Using JMatPro13.0 for precipitation phase simulation, the optimal pre-aging temperature and time of the design composition were selected. Through the introduction of pre-aging, it was confirmed that no over-aging phenomena occurred, even after bake-hardening, and it was confirmed that it could have mechanical properties similar to those of test specimens subjected to traditional heat treatment. Through DSC (Differential Scanning Calorimetry) and TEM (Transmission Electron Microscope) analyses, it was found that pre-aging provided sufficient thermal stability to the GP (Guinier–Preston) zone and facilitated transformation to the η’-phase. In addition, it was confirmed that, even under bake-hardening conditions, coarsening of the precipitation phase was prevented and number density was increased, thereby contributing to improvements in the mechanical properties. The designed alloy plate was evaluated as having excellent anisotropy properties through n-value and $\overline{\mathrm{r}}$-value calculations, and it was confirmed that a similar level of formability was secured through FLC (Forming Limit Curve) comparison with commercial plates.