Bankruptcy prediction is always a topical issue. The activities of all business entities are directly or indirectly affected by various external and internal factors that may influence a company in insolvency and lead to bankruptcy. It is important to find a suitable tool to assess the future development of any company in the market. The objective of this paper is to create a model for predicting potential bankruptcy of companies using suitable classification methods, namely Support Vector Machine and artificial neural networks, and to evaluate the results of the methods used. The data (balance sheets and profit and loss accounts) of industrial companies operating in the Czech Republic for the last 5 marketing years were used. For the application of classification methods, TIBCO’s Statistica software, version 13, is used. In total, 6 models were created and subsequently compared with each other, while the most successful one applicable in practice is the model determined by the neural structure 2.MLP 22-9-2. The model of Support Vector Machine shows a relatively high accuracy, but it is not applicable in the structure of correct classifications.

Research background: Enterprise generative AI system-based worker behavior tracking and monitoring, socially responsible organizational practices, employee performance management satisfaction, and human resource management procedures, relationships, and outcomes develop on hiring and objective performance assessment algorithms in terms of human resource management activities, functions, processes, practices, policies, and productivity. Deep reinforcement and machine learning techniques, operational and analytical generative AI and cloud capabilities, and real-time anomalous behavior recognition systems further fintech development for credit and lending services, payment analytics processes, and risk assessment, monitoring, and mitigation. Generative AI tools can bolster predictive analytics by collaborative and interconnected sensor and machine data for tailored, seamless, and fine-tuned product, operational process, and organizational workflow development, efficiency, and innovation, driving agile transformative changes in digital twin industrial metaverse. Purpose of the article: We show that enterprise generative AI-driven schedule prediction tools, job search and algorithmic hiring systems, and synthetic training data can improve team selection, job performance and firing decisions, hiring decision processes, and workforce productivity in terms of prediction and decision-making by use of algorithmic management, system performance, and production process tracking tools. Blockchain-based fintech operations can shape cloud-based financial and digital banking services, quote-to-cash process automation, cash-settled crypto futures, digital loan decisioning, asset tokenization simulated transactions, transaction switching and routing operations, tailored peer-to-peer lending, and proactive credit line management. Collaborative unstructured enterprise data processing, infrastructure, and governance can develop on AI decision and behavior automation technology, retrieval augmented generation and development management systems, and real-time data descriptive and predictive analytics, driving productivity surges and competitive advantage in digital twin industrial metaverse. Methods: Reference and review management tools, together with evidence synthesis screening software, harnessed were Abstrackr, AMSTAR, ASReview Lab, CASP, Catchii, Citationchaser, DistillerSR, JBI SUMARI, Litstream, PICO Portal, and Rayyan. Findings & value added: The current state of the art is improved for theory on organizational issues and for policy making as deep learning-based generative AI tools and workplace monitoring systems can augment performance and productivity, gauge employee effectiveness, build resilient, satisfied, and engaged workforce, assess human capital, skill, and career development, drive employee and productivity expectations in relation to flexibility and stability, and shape turnover, retention, and loyalty. Cloud and account servicing technologies can be deployed in generative AI fintechs for embedded cryptocurrency trading, transaction monitoring and processing, digital asset transfers, payment screening, corporate and retail banking operations, and fraud prevention. Generative AI technologies can reshape jobs and reimagine meaningful work, involving creativity and innovation and adaptable and resilient sustained performance, providing valuable constructive feedback, optimizing workplace flexibility and psychological safety, and measuring and supporting autonomy and flexibility-based efficiency, performance, and productivity, while configuring demanding, engaging, and rewarding experiences by cloud and edge computing devices in digital twin industrial metaverse.

There is no doubt that the issue of making a good prediction about a company’s possible failure is very important, as well as complicated. A number of models have been created for this very purpose, of which one, the long short-term memory (LSTM) model, holds a unique position in that it generates very good results. The objective of this contribution is to create a methodology for the identification of a company failure (bankruptcy) using artificial neural networks (hereinafter referred to as “NN”) with at least one long short-term memory (LSTM) layer. A bankruptcy model was created using deep learning, for which at least one layer of LSTM was used for the construction of the NN. For the purposes of this contribution, Wolfram’s Mathematica 13 (Wolfram Research, Champaign, Illinois) software was used. The research results show that LSTM NN can be used as a tool for predicting company failure. The objective of the contribution was achieved, since the model of a NN was developed, which is able to predict the future development of a company operating in the manufacturing sector in the Czech Republic. It can be applied to small, medium-sized and manufacturing companies alike, as well as used by financial institutions, investors, or auditors as an alternative for evaluating the financial health of companies in a given field. The model is flexible and can therefore be trained according to a different dataset or environment.

Research background: Connected Internet of Robotic Things (IoRT) and cyber-physical process monitoring systems, industrial big data and real-time event analytics, and machine and deep learning algorithms articulate digital twin smart factories in relation to deep learning-assisted smart process planning, Internet of Things (IoT)-based real-time production logistics, and enterprise resource coordination. Robotic cooperative behaviors and 3D assembly operations in collaborative industrial environments require ambient environment monitoring and geospatial simulation tools, computer vision and spatial mapping algorithms, and generative artificial intelligence (AI) planning software. Flexible industrial and cloud computing environments necessitate sensing and actuation capabilities, cognitive data visualization and sensor fusion tools, and image recognition and computer vision technologies so as to lead to tangible business outcomes. Purpose of the article: We show that generative AI and cyber–physical manufacturing systems, fog and edge computing tools, and task scheduling and computer vision algorithms are instrumental in the interactive economics of industrial metaverse. Generative AI-based digital twin industrial metaverse develops on IoRT and production management systems, multi-sensory extended reality and simulation modeling technologies, and machine and deep learning algorithms for big data-driven decision-making and image recognition processes. Virtual simulation modeling and deep reinforcement learning tools, autonomous manufacturing and virtual equipment systems, and deep learning-based object detection and spatial computing technologies can be leveraged in networked immersive environments for industrial big data processing. Methods: Evidence appraisal checklists and citation management software deployed for justifying inclusion or exclusion reasons and data collection and analysis comprise: Abstrackr, Colandr, Covidence, EPPI Reviewer, JBI-SUMARI, Rayyan, RobotReviewer, SR Accelerator, and Systematic Review Toolbox. Findings & value added: Modal actuators and sensors, robot trajectory planning and computational intelligence tools, and generative AI and cyber–physical manufacturing systems enable scalable data computation processes in smart virtual environments. Ambient intelligence and remote big data management tools, cloud-based robotic cooperation and industrial cyber-physical systems, and environment mapping and spatial computing algorithms improve IoT-based real-time production logistics and cooperative multi-agent controls in smart networked factories. Context recognition and data acquisition tools, generative AI and cyber–physical manufacturing systems, and deep and machine learning algorithms shape smart factories in relation to virtual path lines, collision-free motion planning, and coordinated and unpredictable smart manufacturing and robotic perception tasks, increasing economic performance. This collective writing cumulates and debates upon the most recent and relevant literature on cognitive digital twin-based Internet of Robotic Things, multi-sensory extended reality and simulation modeling technologies, and generative AI and cyber–physical manufacturing systems in the immersive industrial metaverse by use of evidence appraisal checklists and citation management software.

The goal of this summary is to introduce shortly the financial analysis, the features typical for transport companies in general, and determine the financial characteristics of an average transport company in the Czech Republic. Financial analysis is an effective tool for the evaluation of enterprise financial efficiency. It is able to identify the strengths and weaknesses of a given enterprise. It is key tool for every transport company to measure and evaluate its efficiency. That will be helped by the balance sheet information, profit and loss statement information or cash flow statement. Ratios of profitability, activity ratios, Liquidity ratios, Debt ratios, absolute indicators, and the method of comprehensive evaluation of enterprise are used mainly. The data analysed in this contribution come from the Albertina database. It is the information of transport companies for the period of 2010 – 2014. Financial analysis of an average transport company is worked out based on the established data, and therefore the state of the future potential of transport in the Czech Republic. It can be claimed that the branch of transport is financially healthy and promising in the Czech Republic. Extension of growth, which has started already in 2011, is expected even further.

Research background: In the past, the main objective of a company was to generate sufficient profit. Nowadays, a company must seek to achieve much broader objectives. To be successful in this pursuit, it must not only measure financial performance, but also monitor internal and external developments, increase shareholders? wealth and protect the interests of other stakeholders, i.e. to analyze and act on those factors that affect company value. Purpose of the article: The objective of the contribution is to determine through the use of artificial neural networks the relationship between business value drivers, or value based drivers (VBD), and EVA Equity, which is economic value added (EVA), of small and medium-sized enterprises operating in the rural areas of the Czech Republic. Methods: The data was obtained from the Bisnode´s Albertina database. The data set consists of the profit and loss accounts for 2013 to 2017 of small and medium-sized enterprises operating in rural areas of the Czech Republic. Two scenarios are analyzed. In the first, the independent variables are only the value drivers, whereas in the second, company location (region) is included. The objective is to find the dependence of EVA Equity on individual VBD and company location. A sensitivity analysis is conducted, on the basis of which the importance of individual value drivers and company location is determined. Findings & Value added: The output is a set of value drivers, which could be used by company managers to regulate the growth of EVA Equity, i.e. value for shareholders. The findings reveal that the difference between successful and unsuccessful companies is determined by the level of involvement of human capital; companies use a large number of substitutes for factors of production, whereby the involvement of borrowed capital is likely to cause a positive financial leverage effect.