Sophia Beckett Velez Ph.D., CPA has worked for over 16 years as a Certified Public Accountant (CPA) with large banks providing consulting services. A Financial Director with knowledge of Comprehensive Capital Analysis and Review (CCAR), Dodd Frank Asset Stress Tests (DFAST), Risk Management, Development of Key Risk Indicators, Operational Loss Management, AML/Compliance Monitoring, Sanctions List, Client On-Boarding Due Diligence, SARs Reporting, OFAC, Modello, KYC, Basel 1, and Basel 11 regulatory requirements. Many of the clients includes; Hedge Funds, Broker Dealers, Commercial Banking, Insurance, and Real Estate providing the following services: Accounting system implementation, Re-engineering and Risk Management.