Malak Mohammad Ghandour received her Ph.D. in Economics from Beirut Arab University, Beirut, Lebanon, in 2021 and is currently pursuing the CFA Level II certification. She is an Assistant Professor of Economics in the Department of Economics and Business Administration at Al Maaref University, Beirut, and also serves as an Adjunct Professor at the Lebanese University. Her research interests include inclusive economic growth, public finance, inflation dynamics, and the application of digital technologies and artificial intelligence. She is also an active reviewer for several peer-reviewed journals.