Dr. Maryem Naili is an Assistant Professor of Finance and Accounting at Al Akhawayn University in Ifrane. She holds a Ph.D. in Finance and brings several years of professional experience in the banking sector, which informs her applied and research-oriented teaching approach. Her research focuses on risk management and banking, corporate finance, corporate governance, and emerging financial markets. Her work has been published in leading journals such as the International Journal of Managerial Finance, Review of Behavioral Finance, Journal of Risk Finance, International Journal of Finance & Economics, Heliyon Business and Economics, Bulletin of Economic Research, and Qualitative Market Research. Several of her publications have been recognized among the top-cited papers in their respective journals, highlighting the impact and relevance of her research.