This paper argues that brick-and-mortar retail Small and Medium Enterprises (SMEs) can benefit significantly from the capabilities of mobile commerce (m-commerce) to respond to the unpredictable changes in the business environment, accommodate new consumer experiences, boost sales of products/services, and achieve a competitive advantage. Consequently, this study explored the potential application of the Technology–Organisation–Environment (TOE) framework for m-commerce by brick-and-mortar retail SMEs. The study adopted the positivist paradigm and followed a cross-sectional study design. A structured questionnaire was used to collect data from a sample of 263 retail business personnel. The Analysis of Moment Structures (AMOS) software was used to analyse the data. The findings unveil that all the proposed constructs associated with the organisational context and technological context are critical for the use of m-commerce. The proposed framework provides a fresh set of contextual variables which align with brick-and-mortar retailer operations and mobile commerce practices. It is envisaged that the extended framework may help conventional businesses to understand and identify the requisite factors in the adoption and use of m-commerce and assist business supporters in the process of technological innovation transfer.

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The high failure rate of new small enterprises in Angola calls to attention the fact that they are not equipped enough to meet the challenges of sustainable economic growth, equitable distribution of wealth and job creation. The worrying impact on the Angolan landscape, as a consequence, has had economists scrambling for solutions in recent years. Moving from on the assumption that the current business climate has been a contributing factor, this paper attempts to examine the role of external environmental factors in the context of Angola. Adopting a quantitative approach, the questionnaire was utilized as the primary data collection tool with snowballing as the sampling technique. The Statistical Package for the Social Sciences (SPSS) software delivered a result to the quantitative data that indicate a severe lack of economic support and availability of fundamental business resources such as raw material, skilled people and finance, and rigid policy-making regulations. The doomed-to-fail death knell to the Angolan small business comes in the form of a high level of corruption and theft in the country

As physical and electronic payment instruments are being integrated into mobile payment services, the uptake of the mobile payment service solutions by merchants and other market actors such as Big Tech, device manufacturers, financial institutions, consumer and regulators, has been increased. However, this paper highlights that despite considerable research on the adoption and use of mobile payment published in academic journals across disciplines, there has been little progress in the promotion of the adoption and use of mobile payment services by merchants. With the desire to strengthen the field, this study embarked on a scoping review of research to assess the progress of merchants’ evaluation of mobile payment services over 12 years. Seven online databases were searched, of which 53 articles were eligible for review. Results show that most studies were exploratory in nature, using a quantitative approach, rather than a mixed-method approach. Among the studies, 22 underpinning theories were found, of which the TOE framework, TAM and UTAUT2 were adopted in most of the studies. The study reported 66 critical determinants of the adoption of mobile payment solutions by merchants. In addition, the study has made recommendations and suggestions to help future research move in new and diversified directions.