Tanja Verster, a professor at the Centre for Business Mathematics and Informatics at North-West University, South Africa, began her career with a master’s degree in Quantitative Risk Management. After working at First National Bank as a quantitative analyst, she continued her career at the North-West University as a lecturer in May 2003. She completed her PhD in Risk Analysis (focussing on credit scoring) in the Centre for BMI in 2007 and currently lectures post-graduates in courses ranging from credit scoring and predictive modelling to data mining. She is also involved in applied research projects (focussing on predictive modelling in the credit scoring environment).