Background: Social-media-based risk screening is promising, yet deployment quality is constrained by noisy language, class imbalance, low explainability, and uncertainty handling. Objective: This work develops an application-specific BiLSTM-centered proxy risk screening framework that combines chaos-regularized learning, SMOTE balancing, SHAP explanation, and TF-IDF similarity fallback. Methods: Experiments used an annotated Twitter corpus (>31,000 English posts) with neutral, hate, and offensive labels, where hate/offensive content was treated only as a proxy risk indicator rather than as evidence of depression, self-harm, or clinical psychological distress. The workflow covered text normalization, tokenization, fixed-length sequence modeling, imbalance correction, and thresholded inference. The model stack used GloVe embeddings with recurrent layers and chaos-based dropout, trained with Adam plus adaptive stopping/scheduling. Operational safety was supported through lexicon checks and a balanced TF-IDF reference set for low-confidence cases. Results: Validation performance reached an F1-score of 0.86, accuracy 0.79, and AUC 0.93 under the reported pipeline. Component-level evidence further indicated that SHAP, thresholding, TF-IDF retrieval, and lexicon checks add explanation, uncertainty handling, reference context, and conservative escalation beyond the underlying classifier, although their marginal effects were not isolated through rerun ablation. Conclusion: The proposed system offers a practical tradeoff between predictive quality, interpretability, and safety-aware operation for proxy risk screening on noisy social media. The contribution is positioned as an integrated application pipeline rather than a new NLP algorithm, and future work should validate the framework with clinically grounded labels, leakage-safe resampling, ablation studies, and transformer baselines.