Considering the rapid advancements in artificial intelligence (AI) and their potential implications for the higher education sector, this article seeks to critically evaluate the strategic adoption of AI in the framework of “smart universities”. We envisage these innovative institutions as the imminent evolution in higher education, harnessing AI and quantum technologies to reshape academic and administrative processes. The core presumption is that through such integration, universities can achieve personalized learning trajectories, enhanced accessibility, economic efficiency, and a boost in overall operational performance. However, venturing into this new educational paradigm necessitates a thorough exploration of potential pitfalls, including questions surrounding educational quality, potential job losses, risks of bias, privacy breaches, and safety concerns. Our primary objective is to offer a balanced assessment to aid stakeholders in making informed strategic decisions about endorsing and advancing the smart university model. A pivotal factor in this discourse is the acceptance of qualifications from AI-enriched institutions by employers, a variable that may drastically redefine the education sector’s trajectory. Within the context of a comprehensive analysis of its broader societal impact, this article also delves into the ramifications of AI-driven innovations for historically Black colleges and universities (HBCUs).

Purpose: This study aims to identify factors affecting tourists’ intention of using travel apps installed in their smartphones.Design/methodology/approach: A questionnaire was developed largely based on the available scales in the published literature. A total of 389 participants responded to the survey, out of which 343 valid responses were obtained for statistical analysis.Findings: Significant predictors of smartphone app usage intention included performance expectancy, social influence, price saving, perceived risk, perceived trust and prior usage habits. Usage behavior was largely mediated by usage intention, except in the case of habits. Contrary to the expectation, factors such as hedonistic motivation, facilitating conditions or effort expectancy did not impact usage intention or behavior.Practical implications: The study gives app developers vital cues on tourist expectations from the apps. Oftentimes, developers tend to focus entirely on the material utility of their apps, neglecting every other factor influencing use. One particular implication is that despite tourism being a hedonistic activity, travel app usage behavior is not a hedonistic activity.Originality/value: This is one of the few studies to examine adoption of smartphone travel apps in an emerging economy context by using extended unified theory of acceptance and use of technology framework with additional constructs.

This study unravels trends and momentum in banking and mobile money channels and uptake of select services and thereafter draws implications for enhancing financial inclusion through Digital Financial Services (DFS). The Rate of Change (ROC) approach was applied to analyze the growth momentum in banking and mobile money channels in Uganda. Implications for growth momentum in banking and mobile money channels for DFS and financial inclusion was drawn from observing and making informed interpretation of such observed trends and momentum. The findings of this study imply that banks must innovate to increase their contribution towards enhancing financial inclusion. Additional channel innovations, which may infuse banking and mobile money channels, are needed for banking to leverage on growth of mobile money and regain its role in enhancing financial inclusion. Leveraging the application of digital innovations in services such as payments and digitizing alternative channels such as agent banking are likely to increase efficiencies in physical channels and the provision of banking services and thereby increase overall reach and penetration of banking. The fast pace of mobile money penetration is good for speeding up financial inclusion. However, this calls for better regulatory approaches for DFS risk reduction, consumer protection, and protecting mobile money against integrity and financial crimes.