Dr. Edib Smolo is an Associate Professor at Effat University in Jeddah, Saudi Arabia, where he previously chaired the Finance Department and directed the Master of Science in Finance program. He also serves as the Global Shari'ah Coordinator for a fintech startup in Karachi, Pakistan. With extensive experience in Islamic banking and finance, Dr. Smolo has worked with multinational corporations and government agencies across various countries. Before his current role, Dr. Smolo was an Assistant Professor and Vice-Dean for Scientific and Research Activities at the International University of Sarajevo. His past positions include International Islamic Finance Manager at Tosan, Iran, and Islamic Finance Manager at Indra Technology Solutions, Malaysia. At the International Islamic Liquidity Management Corporation (IILM), he developed the first globally recognized short-term Islamic instrument, which won the 2013 REDmoney global deal award. He also worked as a researcher and coordinator at the International Shari'ah Research Academy (ISRA). Dr. Smolo holds a Ph.D. from the International Centre for Education in Islamic Finance (INCEIF), Malaysia. His academic background includes a Bachelor of Economics (Honours), a Bachelor of Islamic Revealed Knowledge and Heritage (Honours), and a Master of Economics from the International Islamic University Malaysia (IIUM). He also has a Certificate for Professional Specialization in Political Management from the Bulgarian School of Politics.