Imroz Mahmud is an Assistant Professor at the Department of Business Administration, University of Asia Pacific, Bangladesh. Before joining academia, he served as a research analyst at a credit rating firm called National Credit Ratings Ltd. Over the past few years, he has taught a variety of courses relevant to the field of finance and economics to hundreds of students. He has published extensively in recognised international journals and his works are cited by many scholars. His area of research interest includes capital market, economic development, portfolio optimization, cashless economy, Islamic finance, and behavioural finance.