Martin Sundberg holds an MSc in Finance with Distinction from Kingston University London and a bachelor’s degree in Business Administration from BI Norwegian Business School. He currently works as a Product Developer—Bank Systems at Morrow Bank, focusing on core banking systems, product development, and digital banking. His academic and professional interests include banking, financial technology, credit markets, and digital financial infrastructure. His published research builds on work conducted as part of his MSc thesis submitted in September 2025.