Saima Rafique Assistant Professor | Urban Planner | Ph.D. Scholar Saima Rafique is an Assistant Professor of City and Regional Planning at the University of Engineering and Technology (UET), Lahore. With over a decade of academic experience bridging urban economics, spatial planning, and social equity, she specializes in addressing the structural housing bottlenecks of the Global South. Her Ph.D. research focuses on developing a comprehensive "Framework for Assessing Affordable Housing Delivery for Urban Poor Households." Utilizing advanced quantitative techniques, specifically Multi-Group Structural Equation Modeling (MG-SEM) via AMOS, she empirically investigates three different-sized cities across Punjab. Her comparative study maps the spatial variability in housing delivery, market constraints, and the complex trade-offs between housing and non-housing priorities among low-income demographics. Saima's interdisciplinary foundation is distinguished by exceptional merit. She holds an M.Sc. and B.Sc. (Honors) in City and Regional Planning from UET Lahore, where she was awarded the Gold Medal for academic excellence. Furthermore, she earned an M.B.A. in Marketing and Finance from the Lahore School of Economics, receiving the Dean’s Medal and University Merit Scholarships for her aptitude in financial analysis. Dedicated to equitable urban growth, her data-driven research provides actionable policy frameworks to resolve urban housing crises and promote inclusive development.