Iwa Kuchciak

Dr. Iwa Kuchciak

University of Lodz, Faculty of Economics and Sociology, Institut of Finance, Department of Banking
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Research Focus & Metrics

Academic Career Length

19Years (2008-Present)

(Calculated once Scilit publication data is synced: current year − year of first publication + 1)

Representative Publications

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Iwa KuchciakIwa Kuchciak
Iwa Kuchciak
IWIzabela Warwas
Izabela Warwas
The banking sector has been going through a rapid transformation due to digitalization, regulatory requirements, customer expectations, and demographic trends. The purpose of this paper is to provide an advanced overview of the practical applications of human resource management (HRM) in Banking 4.0. This study used quantitative and qualitative methods to present the results of good practice form inventory and a Delphi study. The results of a European study show that human resource management practices such as reskilling, upskilling, and redeployment are a solution to mitigate challenges in the Banking 4.0 era. The HRM roadmap for banks will be a major guide to ensure effective workforce management.

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Iwa KuchciakIwa Kuchciak
Iwa Kuchciak
JWJustyna Wiktorowicz
Justyna Wiktorowicz
Financial literacy is extremely important, both from the perspective of the financial well-being of individuals and the stability of the financial market and the whole economy. The more financially literate a bank’s customers are, the more frequently and consciously they use financial products and services. Thus, banks are potentially significant stakeholders in the financial education process. Considering that social media have become the leading channel for communication and relationship building, especially regarding young clients, this channel should also be used by banks to increase financial literacy. The aim of this paper is to assess banks’ involvement in financial education activities through social media. We assume that banks use social media as a modern and attractive channel for improving financial education among social media users. The empirical analysis was conducted using several data sources, including non-financial statements and a unique self-collected dataset that describes the specifics of the most popular social media platforms (like Facebook, Twitter, YouTube, Instagram, GoldenLine, and LinkedIn) in the activities of commercial and cooperative banks in Poland between 2010 and 2019. Descriptive statistical methods and cluster analysis were used. The results show that educational activities provided by banks in Poland differ for each social media channel. Additionally, although financial education topics have become more popular among content published by banks, there is a huge disproportion between cooperative and commercial banks. Generally, banks that are more active on social media (mostly commercial banks) also pay more attention to the financial education context.

19 September 2022 in European Journal of Ageing
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JWJustyna Wiktorowicz
Justyna Wiktorowicz
IWIzabela Warwas
Izabela Warwas
DTDariusz Turek
Dariusz Turek
Iwa KuchciakIwa Kuchciak
Iwa Kuchciak
Ongoing demographic changes and global population ageing require organisations to pay special attention to their employment policies. With working life extension and age management increasingly included in discussions about reactive versus proactive personnel policies, the term ‘generativity’ gains special importance as an approach to managing a generationally diverse workforce. Generativity can be understood as an attitude of openness towards the younger generations that focuses on exchanging values, knowledge, and experiences with them. It is a source of positive emotions and better social relationships, personal fulfilment, good energy, and aliveness. In the paper, generativity is discussed in the framework of two theories: the socio-emotional selectivity theory (SST) and successful ageing theory (SOC). The aim of this paper is to assess the relationship between generativity and individual work outcomes. We considered both in-role and extra-role outcomes analysed in the job context. Meta-analysis is conducted of studies that investigate generativity and its relationships with motivational outcomes (job satisfaction, engagement, work motivation, affective commitment, self-efficacy), cognitive outcomes (attitudes toward retirement, career success, self-control), personal outcomes (wellbeing, health, job strain), relational outcomes and extra-role behaviours (organisational citizenship behaviour and sustainable behaviour). The analysis examines 65 independent samples that included 30,540 individuals, and considers the role of three moderators—the cultural context, the measurement method and age. It demonstrates that generativity has significant and positive motivational, cognitive and extra-role behaviour outcomes for workers and that it improves their well-being.

1 January 2014
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Iwa KuchciakIwa Kuchciak
Iwa Kuchciak
MŚMarika Świeszczak
Marika Świeszczak
KŚKrzysztof Świeszczak
Krzysztof Świeszczak
MMMonika Marcinkowska
Monika Marcinkowska

1 January 2020 in Economic Research-Ekonomska Istraživanja
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KJKrzysztof Jackowicz
Krzysztof Jackowicz
ŁKŁukasz Kozłowski
Łukasz Kozłowski
Iwa KuchciakIwa Kuchciak
Iwa Kuchciak
MMMonika Marcinkowska
Monika Marcinkowska
In this study, we examine the determinants of social media adoption by local banks and its consequences. We use a unique dataset covering almost 600 local banks in Poland during the 2010–2016 period. This dataset contains information on the activity of local banks in social media, their financial performance and branch locations as well as the information on bank customers obtained from sociological surveys. We find the likelihood of social media adoption positively related to bank size and the technological and financial sophistication of clients. We show also that the impact of factors related to local competition is conditional on the performance of neighboring banks already present in social media. Finally, we establish that social media adoption helps local banks to defend their interest margins in the environment of low interest rates and intensifying competition. Therefore, our study suggests that social media can be used as a tool to develop a business model based on frequent interactions with clients and close relationships.

14 May 2021 in Journal of Business Economics and Management
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ŁKŁukasz Kozłowski
Łukasz Kozłowski
Iwa KuchciakIwa Kuchciak
Iwa Kuchciak
This study investigates the thematic content of Facebook disclosures from small local banks (SLBs) in Poland, their impact on Facebook users’ attention, and the economic repercussions for SLBs’ growth and performance. Based on the specificity of SLBs and existing empirical evidence, it hypothesizes that disclosures on socially responsible issues increase customer attention and can be converted into economic outcomes. To verify the posed hypotheses, several data sources are employed, including a hand-collected dataset describing the specificity of Facebook activities from SLBs in Poland between 2010 and 2017, and a stepwise research strategy is implemented. First, models of SLBs’ Facebook disclosures are distinguished. Second, the kinds of social media activities that ensure SLBs’ popularity among Facebook users are determined. Third, the thematic content of SLBs’ Facebook disclosures is related to their growth or performance indicators. The collected evidence shows that SLBs, as expected, can garner attention if they concentrate their social media activities mainly on socially responsible or local issues. Moreover, socially responsible activities and economic outcomes are generally not opposed, but only a careful selection of specific social disclosures can effectively exploit social media to the economic advantage of SLBs.