The COVID-19 pandemic had a significant impact on the global economy. For small- and medium-sized businesses, particularly in the handicraft sectors, it was exceptionally difficult to maintain operations during a global crisis. Without crisis management plans in place, business owners run the risk of having their operations abruptly terminated. Therefore, the researchers sought to comprehend and study the factors that led to the shutdown and departure strategies of microenterprises (in the handicraft sector) during the pandemic. To conduct this study, a descriptive research design was used, and registered Indian micro-businesses in the Cavite region were specifically chosen. According to the study's findings, the majority of microenterprises were sole proprietorships with a capitalization of less than INR 600,000.00 (Asian Development Bank in The COVID-19 impact on Philippine businesses: key findings from the enterprise survey.http://dx.doi.org/10.22617/SPR200214-2, 2020) and had been in business for three to six years. As a result, the respondents' most typical issues are Retooling and training of pandemic-sensitive enterprise strategies for micro-entrepreneurs, particularly in the handicraft sector, as well as research into the negative effects of lockdown on MSME, which are all examples of crisis-sensitive interventions among small industries (handicraft sector) entrepreneurs.

The theory of Motivation propounded by Maslow in 1959 states that one of the basic needs of human is shelter. Here, shelter needs does not mean mere occupation of a building only but also other amenities and hygiene which affect the mental and physical health of people. The people living in urban areas face challenges of proper housing, education, health, hygiene etc. The root cause of increase in the slums in the cities is mainly due to modern industrial civilisation and migration from rural to urban areas in search of livelihood, opportunities and growth. They also form a part of cheap labour in the units and a vote bank for the politicians. Hence, providing better housing or accommodation to all citizen irrespective of caste and creed is the integral part of economic development in India. With such increasing ratio it is estimated that slum dwellers will triple in the next 25 years and the cities like Delhi will have four and a half million slum dwellers and the cities like kolkatta and Mumbai will have even big numbers deprived of congenial environment (Bane and Rawal, 2002). There has occurred a need to empower their skills, creativity and resources to make them independent and healthy citizens of India. Here, the study aims at empowerment of the people living in the slum areas through social entrepreneurs. There has arisen a need to develop them to meet with new competitive challenges to foster sustainable development. A model has been designed where the social entrepreneurs would work as facilitators to make the slum people independent and developed through the resources available with them. The study is based on secondary sources to identify the present challenges of the marginalised group especially children and women in metro cities to empower them by providing support and direction. Concluding, the cooperatives here can work on providing shelter, education, health, employment and financial services to the people to make them relatively independent by developing their skills. Key words: Cooperatives, hygiene, social entrepreneurship, slum development, infrastructure.

Motor vehicle insurance, which is the most effective and widespread means of protecting personal property, has attracted a great deal of attention. It is crucial to understand the current development of Malaysia's motor vehicle insurance industry. Based on this context, this article examines the development model of the Indian motor insurance industry and its relationship with Indian economic development. This article reviews ways to achieve targeted product promotion and customization of motor vehicle insurance (VMI) according to regional characteristics. The purpose of this document is to lay a solid foundation for promoting the development of the Indian automobile insurance industry and its relationship with motor production in India. The article investigates the VMI policy's effect on the economy and the production of car motors in Malaysia compared with other advanced countries. In addition to that, the article highlights the effect of COVID-19 on the VMI industry