Mohammad Shahfaraz Khan

Dr. Mohammad Shahfaraz Khan

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Research Focus & Metrics

Academic Career Length

5Years (2022-Present)

(Calculated once Scilit publication data is synced: current year − year of first publication + 1)

Representative Publications

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30 May 2022 in Risks
Verified
Journal Article
Open access
PDF file
Mohammad Shahfaraz KhanMohammad Shahfaraz Khan
Mohammad Shahfaraz Khan
Mustafa Raza RabbaniMustafa Raza Rabbani
Mustafa Raza Rabbani
IHIqbal Thonse Hawaldar
Iqbal Thonse Hawaldar
ABAbu Bashar
Abu Bashar
This study examines the antecedents/determinants of behavioral intentions toward the utilization of Islamic financial technology for Middle Eastern customers. The study applied structural equation modeling (PLS-SEM). After robust research efforts were invested in the identification of factors, they and were converted into measures, and the results were analyzed. The results demonstrate that the independent variables shown in the UTAUT model have a significant impact on the behavior to adopt Islamic financial technology, which implies that the people are ready to use Islamic financial technology while making online transactions. The work in this study adds to the knowledge regarding the factors affecting behavioral intention to use Islamic fintech, as there is scarcity of studies in this domain, especially in the context of Middle Eastern online customers. Moreover, this study also considers the major categories of online payments.

24 June 2024 in Heliyon
Verified
Journal Article
Open access
Mohammad Shahfaraz KhanMohammad Shahfaraz Khan
Mohammad Shahfaraz Khan
IAImran Azad
Imran Azad
SMSanyo Moosa
Sanyo Moosa
MJMohd yousuf Javed
Mohd yousuf Javed
The ability to manage money has been identified as a vital talent. In this context, financial literacy has a role to play. There are significant gaps, though, such as the financial connection to human behavior. The purpose of this study is to look at the overall effects of financial literacy (FL) on the behavioural aspects of materialism (ML), compulsive buying (CB), and tendency to debt (TD). It attempts to develop and evaluate a model that is based on these variables and to examine the relationships between these research constructs. The study looked at 233 respondents mainly students studying in Omani universities.

25 December 2022 in International Journal of Ambient Energy
Verified
Journal Article
Closed access
Muntasir MurshedMuntasir Murshed
Muntasir Murshed
AKAarif Khan
Aarif Khan
UKUzma Khan
Uzma Khan
Mohammad Shahfaraz KhanMohammad Shahfaraz Khan
Mohammad Shahfaraz Khan
RPRawnaq Ara Parvin
Rawnaq Ara Parvin
Safeguarding environmental well-being has become a core agenda worldwide. In this regard, phasing out dependency on unclean fossil fuels and adopting cleaner energy alternatives is recognised as a prioritised energy policy reform. Therefore, this study investigates the dynamic impacts of renewable and nuclear energy uses on the ecological footprint figures of the G7 countries. The overall results reveal that enhancing renewable energy consumption and renewable electricity production are effective in reducing ecological footprints. However, simply increasing the nuclear energy consumption and electricity production levels are not enough to curb the ecological footprints. Rather, it is essential to scale the shares of nuclear energy in total final energy consumption and electricity output levels of the G7 nations. Thus, these key findings collectively portray the relevance of undergoing a clean energy transition in tackling environmental adversities in these developed countries. Moreover, the results verify the Environmental Kuznets Curve hypothesis while international trade is evidenced to further reduce ecological footprints.

27 December 2023 in Asian Journal of Economic Modelling
Verified
Journal Article
Open access
PDF file
GJGopu Jayaraman
Gopu Jayaraman
IAImran Azad
Imran Azad
HAHanaa Mahmoud Sid Ahmed
Hanaa Mahmoud Sid Ahmed
MHMuawya Ahmed Hussein
Muawya Ahmed Hussein
Mohammad Shahfaraz KhanMohammad Shahfaraz Khan
Mohammad Shahfaraz Khan
This study examines customer attitudes towards blockchain technology (BCT)-supported banking applications in Oman and explores the relationship between these attitudes and behavioral intentions, highlighting the influencing factors. Blockchain Technology (BCT) has disrupted the banking sector, but understanding customer attitudes towards BCT-supported banking applications and their impact on behavior remains limited. In pursuit of this objective, a quantitative research design was employed, involving the collection of data from retail bank customers in Oman through a structured questionnaire. The collected data underwent rigorous analysis using a robust Structural Equation Model, confirming the constructs' validity, reliability, and distinctiveness. The study uncovered that BCT has a positive impact on various aspects of the banking sector, including customer service quality, regulatory compliance, secured transactions, and cost reduction. By augmenting transparency, efficiency, and trust in banking transactions, BCT significantly improves customer attitudes towards BCT-supported banks. Furthermore, the research reveals that positive attitudes play a pivotal role in influencing customers' intentions to prefer and continue using these blockchain-backed banks. The study also highlights the importance of trust factors and transaction frequency as moderators in shaping customer attitudes and behavioral intentions in this context. The insights gleaned from this research hold practical significance for banks operating in Oman, offering guidance for tailored marketing campaigns, product design, and aligning their offerings with customer expectations in the realm of blockchain-supported banking applications. Additionally, the study provides practical recommendations for the successful implementation and adoption of blockchain-supported financial applications within the banking sector.

17 May 2024 in Edelweiss Applied Science and Technology
Verified
Journal Article
Open access
PDF file
NANaushad Alam
Naushad Alam
Mohammad Shahfaraz KhanMohammad Shahfaraz Khan
Mohammad Shahfaraz Khan
IAImran Azad
Imran Azad
FSFaisal Shahid
Faisal Shahid
ADAmir Dar
Amir Dar
This study provides insightful information about personal finance by examining the complex relationship between income and spending patterns in various occupations. It reveals strong relationships between income levels and expected results through regression analysis, providing insight into how different occupational groups are impacted by financial well-being. Building on this basis, a thorough one-way ANOVA and post-hoc tests show that students, academics, labourers, business owners, and government employees have remarkably different spending preferences. These results highlight the significant impact of occupation-specific variables on financial behaviour, including benefits, income stability, and social expectations. This research provides a path corresponding to specific policy interventions and programs aimed at financial literacy. By promoting economic resilience and well-being across a range of demographic and occupational landscapes, the ultimate objective is to cultivate a future in which responsible spending practices are shared realities rather than just ideals.

Verified
Journal Article
Open access
PDF file
SMShariq Mohammed
Shariq Mohammed
ADAmir Dar
Amir Dar
Mohammad Shahfaraz KhanMohammad Shahfaraz Khan
Mohammad Shahfaraz Khan
IAImran Azad
Imran Azad
Gopu JayaramanGopu Jayaraman
Gopu Jayaraman
OAOlayan Albalawi
Olayan Albalawi
The valuation of Goodwill (GW) has remained one of the several critical issues in financial analysis. This aspect is particularly important for mergers and acquisitions due to the significance of intangible assets. This study delves into the capitalization method of super profit (CMSP), a prominent technique for GW valuation, enhanced by the integration of statistical tools. Assessing a company’s excess profits over its average return on tangible assets is part of the CMSP. Finding the variables that have a significant impact on GW valuation, such as average profit, capital employed, and rate of return, is the main goal of this research. These issues are thoroughly investigated through statistical analysis to give stakeholders useful information for well-informed decision-making. Additionally, the study seeks to identify the external elements influencing this process as well as the internal aspects influencing GW valuation. Regression analysis, correlation matrices, response analysis and ANOVA are used to improve GW assessment and comprehension of the complex relationships between different factors.