The university context in which students are embedded plays a central role in providing students with learning and motivation to think and act entrepreneurially. There is a vibrant research stream that has shown that university offerings affect students’ transition to an entrepreneurial career and on antecedents or enablers of entry, such as entrepreneurial intentions and entrepreneurial knowledge. Student proclivity to begin a venture may be affected not only by the university environment where they are exposed to entrepreneurship but also by perceptions of how desirable entrepreneurial behaviour is considered to be in a given society. The paper explores the drivers of the intention of entrepreneur students in UMK of new venture creation, particularly specialising in the role of university entrepreneurship-related offerings and students' prior business experience. The main objective of this study is to determine the relationship between the contribution of the university to entrepreneurial education, mentoring support, and financial support towards new venture creation. A complete of 346 questionnaires were collected. Using SPSS tools containing Preliminary Analysis, Descriptive Analysis, Reliability and Validity Test, Normality Test and Spearman Correlation Analysis, data analysis was administrated. The result shows the correlation between entrepreneurial education, mentoring support, and financial support towards new venture creation is significant. In conclusion, entrepreneurship courses can be elective and compulsory and generally aim to stimulate entrepreneurial learning by imparting knowledge, skills and attitudes related to entrepreneurship.
30 May 2025 in Journal of Fatwa Management and Research
The emergence of online transactions and e-payment systems presents fresh challenges for Islamic scholars and researchers seeking to apply Shariah principles to the realm of e-commerce. With Malaysia's increasing adoption of e-commerce and online shopping, it becomes imperative to confront these challenges with Shariah-aligned solutions. This paper advocates for a comprehensive model that integrates a Shariah core framework, robust technical mechanisms, establishment of a regulatory body, and enactment of legal provisions to facilitate Shariah-compliant e-commerce transactions.
3 March 2025 in Journal of Information System and Technology Management
This study investigates the influence of perceived external control and computer playfulness on behavioral intention to adopt mobile banking, with perceived ease of use (PEOU) as a mediator. Mobile banking adoption is driven by factors beyond basic usability, including security, personalization, and trust. While the Technology Acceptance Model (TAM) provides a foundation for understanding user acceptance, this research extends it by focusing on the roles of perceived external control (beliefs about external factors impacting banking outcomes) and computer playfulness (enjoyment derived from the user experience). Previous studies suggest that financial control significantly affects use intentions, with ease of navigation enhancing users' sense of control. Similarly, the enjoyment derived from mobile banking increases engagement and adoption. However, security and privacy concerns remain paramount. The Technology Acceptance Model's third version, TAM3, which incorporates social influence and external factors, acknowledges the complexity of technology adoption, but its focus on individual-level influences and complexity can be seen as limitations. Therefore, this study explores the importance of integrating additional constructs, such as trust and emotional responses, along with regulatory compliance, to develop a more comprehensive understanding of user behavior. This study examines the interplay of computer playfulness and perceived external control with mobile banking adoption, seeking to determine which factors have the most significant impact on user behavior. These insights are intended to help financial institutions optimize their mobile banking offerings through user-centric design and robust security measures to promote widespread adoption.
The study identified the financial performance of Small and Medium Enterprises (SMEs) in Kota Bharu, Kelantan, specifically during the coronavirus disease (COVID-19) outbreak. Financial performance is a new but popular topic in this globalisation era, particularly during the pandemic. The study examined four factors: technology cost, bank credit, employee cost, and economic, focusing on SMEs in Kota Bharu, Kelantan. The main objective is to identify vital factors affecting SMEs’ financial performance in Kota Bharu, Kelantan and the relationship between technology cost, bank credit, employee cost, and economic towards the financial performance. Significantly, the study benefits SME entrepreneurs and upcoming entrepreneurs to identify the factors affecting the financial performance of SMEs. The Trade-Off Theory (TOT) was used to explain the study model. Besides, simple random sampling was used with 66 valid responses from SMEs in Kota Bharu, Kelantan tested and analysed using Google Form questionnaires.