Why are people interested in money? Specifically, what could be the biological basis for the extraordinary incentive and reinforcing power of money, which seems to be unique to the human species? We identify two ways in which a commodity which is of no biological significance in itself can become a strong motivator. The first is if it is used as a tool, and by a metaphorical extension this is often applied to money: it is used instrumentally, in order to obtain biologically relevant incentives. Second, substances can be strong motivators because they imitate the action of natural incentives but do not produce the fitness gains for which those incentives are instinctively sought. The classic examples of this process are psychoactive drugs, but we argue that the drug concept can also be extended metaphorically to provide an account of money motivation. From a review of theoretical and empirical literature about money, we conclude that (i) there are a number of phenomena that cannot be accounted for by a pure Tool Theory of money motivation; (ii) supplementing Tool Theory with a Drug Theory enables the anomalous phenomena to be explained; and (iii) the human instincts that, according to a Drug Theory, money parasitizes include trading (derived from reciprocal altruism) and object play.

This paper aimed to explore and clarify the concept of behavioral flexibility. A selective literature review explored how the concept of behavioral flexibility has been used in ways that range from acknowledging the fact that animals’ behavior is not always bounded by instinctual constraints, to describing the variation between species in their capacity for innovative foraging, a capacity that has repeatedly been linked to having a brain larger than would be predicted from body size. This wide range of usages of a single term has led to some conceptual confusion. We sought to find a more precise meaning for behavioral flexibility by representing it within a simple formal model of problem solving. The key to our model is to distinguish between an animal’s state of knowledge about the world and its observable behavior, using a construct of response strength to represent that underlying knowledge. We modelled behavioral flexibility as a parameter in the function that transforms response strengths into observable response probabilities. We tested this model in simulations based on some recent experimental work on animal problem solving. Initial results showed that parametric manipulation can mimic some of the behavioral effects that have been attributed to flexibility.

This paper reviews psychological studies of real‐life use of credit, debt, and overindebtedness, with the aim of making policy recommendations that could reduce the damage done by debt to both individuals and society. The overall level of debt in society is heavily influenced by the level of economic inequality and social insecurity, and no psychological factor can prevent debt if excessive socioeconomic disadvantage is not addressed. Within that constraint, psychological precursors to debt problems, psychological impacts of debt, and psychological strategies to help people get out of debt can be identified. Research results in these areas are used to formulate a series of recommendations that could help mitigate debt problems.

The great increase in the study of dog cognition in the current century has yielded insights into canine cognition in a variety of domains. In this review, we seek to place our enhanced understanding...