Puja Sunil Pawar

Dr. Puja Sunil Pawar


Research Focus & Metrics

Academic Career Length

5Years (2022-Present)

(Calculated once Scilit publication data is synced: current year − year of first publication + 1)

Representative Publications

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30 January 2026 in Sustainability
Verified
Journal Article
Open access
PDF file
PPPuja Sunil Pawar
Puja Sunil Pawar
BABayan Abdullah Alsedais
Bayan Abdullah Alsedais
Amid rising climate risks, geopolitical uncertainty, and global supply disruptions, strengthening sustainable supply chain resilience has become a critical policy priority for emerging economies. This study scrutinises how digitalisation and circular-economy practices jointly shape national-level supply chain resilience and sustainability performance. Using a balanced panel of 32 emerging economies from 2010 to 2023, the analysis draws on the Resource-Based View and Dynamic Capability Theory to test a serial mediation framework linking digitalisation, circularity, resilience, and sustainability. Fixed-effects panel regressions, mediation analysis, and Structural Equation Modelling (SEM) are employed using internationally comparable indicators from the World Bank, OECD, UN SDG Database, and UNIDO. The results show that digitalisation is positively associated with circular-economy adoption and supply chain resilience, while circularity further fortifies resilience. Resilient supply chains, in turn, are strongly associated with improved sustainability performance. The serial mediation results propose that sustainability outcomes emerge through a cumulative capability-building pathway rather than isolated technological effects. The findings highlight the importance of integrated digital and circular policy frameworks for enhancing resilience and advancing sustainable development in emerging economies.

15 September 2025 in International Entrepreneurship and Management Journal
Verified
Journal Article
Closed access
PDF file
JWJiao Wang
Jiao Wang
PPPuja Sunil Pawar
Puja Sunil Pawar
Ibrahim AlnafrahIbrahim Alnafrah
Ibrahim Alnafrah
AMAsif Muzaffar
Asif Muzaffar

30 June 2022 in WVSU Research Journal
Verified
Journal Article
Open access
PDF file
PPPuja Sunil Pawar
Puja Sunil Pawar
The purpose of this paper is to undertake comparative analysis examining the amount of digital transformation that took place in the selected Asian and African countries during 2001-2020. The study chose 10 emerging economies, from Asia and Africa, namely, Egypt, Libya, Algeria, Sudan, Morocco, Pakistan, China, Japan, India, Indonesia. The sample countries selected showed major impact of digital transformation in their regions. The study emphasizes on analyzing qualitative data using scientific literature and quantitative data were examined using simple Microsoft Excel program. Pivot tables were used to summarize the calculations. The average, maximum and minimum values were calculated for all selected countries in both continents to avoid data confusion, and then the maximum value and the minimum value were calculated for each variable to show the data more clearly. The study found that all the chosen variables, the number of internet users and the percentage of rural and urban population were affected by digital transformation, resulting in shift of people from rural to urban areas for better digital access and infrastructure, but it majorly affected some poor African countries as compared to Asian countries. As a matter of fact, the governments in these countries must focus in their policies on investments to develop more digital infrastructure in all the regions of the country and not just in the developed cities or urban regions. This is important to curb migration of people for digital access. Thereby creating imbalances in the rural urban population and widening digital gap.

27 September 2024 in Journal of Ecohumanism
Verified
Journal Article
Open access
PDF file
PPPuja Sunil Pawar
Puja Sunil Pawar
LSLaila Abd. Sager
Laila Abd. Sager
OAOla Alharbi
Ola Alharbi
AAAishah Aldawish
Aishah Aldawish
TATawari Alanazi
Tawari Alanazi
This study examines the impact of digital economy indicators specifically, high-tech exports, ICT goods imports, and internet usage on natural resources, particularly water stress levels, in Saudi Arabia. It evaluates the relationship between digital adoption and water stress, exploring whether increased digital engagement promotes more efficient water use and conservation. Additionally, the study investigates how digital and technological advancements may indirectly contribute to water sustainability by improving public awareness, operational efficiency, and infrastructure development. The findings aim to inform strategies for sustainable water resource management in the context of Saudi Arabia's digital transformation.

29 September 2026 in The Journal of Environment & Development
Verified
Journal Article
Closed access
PPPuja Sunil Pawar
Puja Sunil Pawar
BABayan A. Alsedais
Bayan A. Alsedais
SASarah Al-Ruwaijh
Sarah Al-Ruwaijh
AAAishah Abdulaziz Al-Dawish
Aishah Abdulaziz Al-Dawish
TATawari Zaben Alanazi
Tawari Zaben Alanazi
This study analyzes how economic growth (GDP), inflation (INF), and exchange-rate dynamics influence market development in the Middle East during the reform-intensive period of 2010–2024. As the region shifts toward a more diversified, innovation-oriented economy, macroeconomic stability has become central to shaping institutional capacity and sustainable financial development. Drawing on demand-following theory and the finance-growth nexus, the paper employs VAR modeling and variance decomposition to evaluate short- and long-run interactions among the variables. Results show that GDP growth remains a key driver of market expansion, though its marginal impact declines as markets mature. Inflation strongly undermines development by distorting price signals and weakening long-term contracting. Exchange-rate stability and gradual liberalization enhance weak-form efficiency and attract more durable capital inflows. The findings underscore the importance of low inflation and calibrated exchange-rate reform for building resilient financial systems that support broader development objectives.

27 July 2026 in The Journal of Environment & Development
Verified
Journal Article
Closed access
PPPuja Sunil Pawar
Puja Sunil Pawar
AFAnam Fazal
Anam Fazal
MAMadad Ali
Madad Ali
SNShoaib Nisar
Shoaib Nisar
BABayan A. Alsedais
Bayan A. Alsedais
Financial inclusion is the provision of affordable, customized, and easy to use financial products and services to all the segments of society. It is an enabler of sustainable development goals that target sustainable development of economies. Nevertheless, numerous barriers within the financial sector impede the attainment of an optimal level of financial inclusion, and a significant gap remains in the development of effective solutions. This research article aims to identify and classify all the barriers and place them in a conceptual matrix of barriers to financial inclusion. This matrix provides a view of all the barriers to financial inclusion and provide a distinct insight to work on their mitigation. Furthermore, this research proposes and provides conceptual demonstration on the concept of intelligent financial inclusion, which leverages intelligent technologies to address these barriers by using fuzzy inference mechanism. Analytical results of fuzzy logic demonstrate the implementation of AI tools and other cognitive technologies into national financial infrastructures. The study informs policymakers for the modernization of financial systems, enhanced decision-making, and increase access for underserved populations to financial sector. Research provides support for intelligent financial inclusion and highlights its alignment with the United Nations’ 2030 agenda for sustainable development.