Khwazi Magubane, an economist and lecturer at North-West University, began his academic journey at the University of Kwa-Zulu Natal (UKZN). Graduating with honors in International Studies and Economics, he continued to excel, achieving a Master of Commerce with Cum Laude. Currently pursuing his PhD, his research interests have shifted from public debt to financial cycles and macroprudential policy. With experience as a tutor, academic mentor, and researcher, Magubane is dedicated to advancing economic knowledge. He's a member of the Golden Key International Society, reflecting his commitment to excellence.