This study examines the impact of the COVID-19 pandemic on the determinants of FinTech Peer-to-Peer (P2P) lending. The issue is significant because P2P lending platforms have attracted borrowers with little to no access to the credit facilities offered by conventional banks during the pandemic. Although many banks and financial institutions have offered online loan application services during the COVID-19 pandemic, few have developed verification of loan applications submitted online. The results of this study show that the COVID-19 has brought a drastic change in the key determinants of P2P lending. The results imply that FinTech P2P lending has become the most viable alternative credit option available to borrowers. The findings are significant and likely to be of interest to borrowers, investors, practitioners, academics, and policymakers because they highlight the usefulness of P2P lending platforms and their potential to augment or replace lending provided by traditional or conventional banking institutions.
9 March 2018 in Corporate Social Responsibility and Environmental Management
This study explores the impact of FinTech firms adhering to manufacturing efficiency practices compared with their counterparts during the fourth industrial revolution. The purpose is to provide empirical evidence of FinTech firms' operating efficiency and see corporate efficiency impacts market performance. The data has been collected from Bloomberg of all FinTech and non-FinTech companies in the United States for 1,712 company-year observations from 2010 until 2019. The results reveal manufacturing Efficiency of FinTech firms directly relates to their market performance. Besides, our regression analyses indicate that non-FinTech companies display inferior efficiency practices, leading to lower market performance than FinTech firms. The study’s outcomes are important as they highlighted the efficiency of the FinTech and non-FinTech companies, offering insights to a wide range of stakeholders, including researchers, policymakers, regulators, financial report users, investors, environmental unions, employees, clients, and society.
3 July 2021 in Journal of Sustainable Finance & Investment
The Journal of Sustainable Finance and Investment (JSFI) has started its publication in April 2011 and celebrates its 10th anniversary in 2021. The purpose of this study is to provide a bibliometric analysis of JSFI between 2011 and 2020. It uses the Scopus database to collect JSFI’s publications and analyse their contents. A total of 263 documents are reviewed using RStudio, VOSviewer and Microsoft Excel. This study uses bibliometric indicators to analyse publications and citations in addition to bibliographic coupling, keyword analysis and content analysis. The findings show that JSFI had a stable performance in terms of publications until 2019, with a decline in citations in the last four years. Network analysis shows that the popularity of ‘Sustainable finance’ and ‘ESG’ topics has increased, while that of ‘Corporate governance’ and ‘Socially responsible investment’ has declined. Bibliographic coupling analysis shows that the major themes published in JSFI involve four main clusters: ‘Corporate social responsibility and sustainable development’; ‘Sustainable finance and green bonds’; ‘Corporate governance and ESG’; and ‘Responsible investment and pension funds’. This study provides the readers with the first overview of JSFI publication and citation trends, in addition to thematic structure.
26 June 2021 in Economic Research-Ekonomska Istraživanja
The destructive COVID-19 has emerged as the most lethal disease and dented the global economies in every aspect. Consequently, a large amount of research emerged to understand the dynamics of COVID-19. Using meta-literature approach with combination of both bibliometric (quantitative) and content analysis (qualitative) approach, this study aims to present a comprehensive review of COVID-19 business-related research of 477 articles. The results reveal the most the most relevant and influential scientific aspects of the literature such as authors, articles, institutions, journals, and countries. We also identify intellectual structure within six streams: 1) COVID-19 and global economy, 2) Dynamics of COVID-19 in business and management research, 3) COVID-19 and financial markets, 4) COVID-19 and its implication for tourism & hospitality industry, 5) Dynamic of supply chain and COVID-19 and 6) COVID-19 and functionality of government. Lastly, the review of the literature helps us to identify the research gaps and present 62 future research directions.
1 November 2021 in International Review of Economics & Finance