Ebere Ume Kalu is a Lecturer in Banking and Finance with the University of Nigeria, Nsukka. He holds a PhD with Distinction in Banking and Finance and is a Chartered Banking and Finance expert. He does research in banking and finance, financial economics, econometrics, business administration and allied areas and has a collection of published articles in his areas of specialty both in local and international journals.
Ebere Ume Kalu is a Lecturer in Banking and Finance with the University of Nigeria, Nsukka. He holds a PhD with Distinction in Banking and Finance and is a Chartered Banking and Finance expert. He does research in banking and finance, financial economics, econometrics, business administration and allied areas and has a collection of published articles in his areas of specialty both in local and international journals.