This study presents a flood risk assessment of five rural bridges along the monsoon-prone Khar–Mohmand Gat corridor in Northwestern Pakistan using an integrated hydrologic and hydraulic modeling framework. Hydrologic simulations for 50- and 100-year design storms were performed using the Hydrologic Engineering Center’s Hydrologic Modeling System (HEC-HMS), with watershed delineation conducted via Geographic Information Systems (GIS). Calibration was based on regional rainfall data from the Peshawar station using a Soil Conservation Service Curve Number (SCS-CN) of 86 and time of concentration calculated using Kirpich’s method. The resulting hydrographs were used in two-dimensional hydraulic simulations using the Hydrologic Engineering Center’s River Analysis System (HEC-RAS) to evaluate water surface elevations, flow velocities, and Froude numbers at each bridge site. The findings reveal that all bridges can convey peak flows without overtopping under current climatic conditions. However, Bridges 3 to 5 experience near-critical to supercritical flow conditions, with velocities ranging from 3.43 to 4.75 m/s and Froude numbers between 0.92 and 1.04, indicating high vulnerability to local scour. Bridge 2 shows moderate risk, while Bridge 1 faces the least hydraulic stress. The applied modeling framework effectively identifies structures requiring priority intervention and demonstrates a practical methodology for assessing flood risk in ungauged, data-scarce, and semi-arid regions.