Alaa Razia

Dr. Alaa Razia

Islamic Banking department, An-Najah National University, Nablus, Palestinian Territory, Occupied
orcid

Research Focus & Metrics

Academic Career Length

7Years (2020-Present)

(Calculated once Scilit publication data is synced: current year − year of first publication + 1)

Representative Publications

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1 May 2020 in Journal of Business Research
Verified
Journal Article
Closed access
LGLuis González
Luis González
ARAlaa Razia
Alaa Razia
OCOnofre Martorell Cunill
Onofre Martorell Cunill
CFCarlos Mulet Forteza
Carlos Mulet Forteza

20 October 2023 in Heliyon
Verified
Journal Article
Open access
ARAlaa Razia
Alaa Razia
MOMostafa Omarya
Mostafa Omarya
BRBahaa Razia
Bahaa Razia
BABahaa subhi Awwad
Bahaa subhi Awwad
ARAbdulla Subhi Ruzieh
Abdulla Subhi Ruzieh
This study aims to focus on identifying how unemployment and inflation and their related aspects affect Palestinian economic growth. The study employed the Autoregressive Distributed Lag (ARDL) model employing annual time series data for estimate and result analysis. The ARDL model was estimated in both long and short run as follows; on one hand, the results showed that there is a potential negative impact of aspects-related unemployment on economic growth in Palestine over the long-term. On the other hand, over the long term also, it can be noticed that there is a positive impact of aspects-related inflation on economic growth in the state of Palestine. In the short term, a significant negative effect of unemployment (UN) was discovered on economic growth, while there was no effect of inflation (INF), despite being positive. The error-correction model (ECM) has been adopted in this model, and the results revealed that the ECM co-efficient [ECM (−1)] was positive and equaled to (0.0183) and therefore was not significant. Based on the results obtained, the study recommended that there a need to stabilize inflation through effective price control mechanisms that can enhance macroeconomic conditions, increase investor confidence, stimulate economic growth, and work to create opportunities for the full use of human resources by stimulating self-employment to engage in entrepreneurial activities according to the qualifications of graduates. Finally, it equips population, especially youth, with relevant skills to increase productivity and reduce unemployment.

23 April 2024 in Discover Sustainability
Verified
Journal Article
Open access
PDF file
BABahaa subhi Awwad
Bahaa subhi Awwad
BRBahaa Subhi Razia
Bahaa Subhi Razia
ARAlaa Razia
Alaa Razia
This study aims to understand and evaluate the impact of applying governance principles on digital transformation in Palestinian banks listed on the Palestine Stock Exchange. A questionnaire was distributed to 750 employees from the study population. It included four axes representing governance principles (board of directors’ tasks, board practices and conflicts of interest, disclosure and transparency, and risk management) and a fifth axe representing digital transformation. The study found a strong, statistically significant positive effect of applying governance principles on digital transformation in Palestinian banks. The results also showed the keenness of the boards of directors to discuss the commitment of bank management to implement the provisions and regulations of governance issued by the Palestine Monetary Authority. This helped in developing and approving the necessary policies for risk management and enhanced the effectiveness of oversight of the digital transformation system. This was reflected in increasing customer confidence in the banks’ performance and maintaining the interests of related parties. The study recommended the need to enhance the level of transparency and disclosure regarding governance performance and the progress of digital transformation in banks. It also recommended developing an integrated framework for analyzing and managing risks related to digital transformation. This assists in providing comprehensive training and development programs for practitioners to enhance their capabilities in the field of digital transformation and applying governance principles.

7 March 2024 in Journal of Lifestyle and SDGs Review
Verified
Journal Article
Open access
PDF file
ARAlaa Razia
Alaa Razia
MAMajdi Wael Alkababji
Majdi Wael Alkababji
ARAbdulla Subhi Ruzieh
Abdulla Subhi Ruzieh
BABahaa subhi Awwad
Bahaa subhi Awwad
BRBahaa Subhi Razia
Bahaa Subhi Razia
Objective: The study aims to shed light on the role of artificial intelligence in enhancing the competitive advantage of insurance companies listed on the Palestine Stock Exchange and as a result promoting innovation. Theoretical Framework: The study relied on the knowledge-based theory (innovative knowledge), which is difficult to replicate and helps the company become a market leader. Method: The study used a descriptive-analytical approach And correlation coefficients, with a Random sample consisting of 100 managers and heads of marketing, sales, and customer service departments. Results and Discussion: The results revealed that the overall degree of artificial intelligence in the sample companies was between moderate and high. The findings confirmed the presence of a positive, statistically significant effect of using artificial intelligence dimensions in enhancing the competitive advantage of insurance companies and therefore promoting innovation. Research Implications: Based on the aforementioned results, the study recommended expanding investment in artificial intelligence areas while adopting modern marketing approaches in dealing with policyholders. It emphasized the importance of taking into account customers' perspectives and expectations to meet their needs and desires. Originality/Value: This study contributes to the understanding of how artificial intelligence can be leveraged to enhance the competitive advantage of insurance companies, providing a strategic perspective based on the knowledge-based theory.

31 May 2022 in International Journal of Business Ethics and Governance
Verified
Journal Article
Open access
PDF file
ARAlaa Razia
Alaa Razia
MOMostafa Omarya
Mostafa Omarya
This study examines the effect of the broad money supply (M2) on the per capita economic growth in Palestine using time series data from 2000 to 2020. The study used autoregressive distributed lag model (ARDL), the cointegration approach and the error correction model to investigate the effect of money supply on gross domestic product (GDP) per capita. The model is determined by four macroeconomic variables, namely, gross domestic product (GDP) per capita, broad money supply (M2), gross fixed capital formation (GFCF), and inflation rate (INF). The results show that the money supply, the total capital formation, and the inflation rate have a positive impact on the economic growth in the short run. However, none of these variables affect the economic growth in the long term.

31 May 2022 in EuroMid Journal of Business and Tech-innovation (EJBTI)
Verified
Journal Article
Open access
ARAlaa Razia
Alaa Razia
MOMostafa Omarya
Mostafa Omarya
This study examines the effect of the broad money supply (M2) on the per capita economic growth in Palestine using time series data from 2000 to 2020. The study uses autoregressive distributed lag model (ARDL), the cointegration approach and the error correction model to investigate the effect of money supply on gross domestic product (GDP) per capita. The model is determined by four macroeconomic variables, namely, gross domestic product (GDP) per capita, broad money supply (M2), gross fixed capital formation (GFCF), and inflation rate (INF). The results show that the money supply, the total capital formation, and the inflation rate have a positive impact on the economic growth in the short run. However, none of these variables affect the economic growth in the long term.