Deep margin elevation (DME) relocates deep subgingival restorative margins, but biomechanical differences among resin composite types and DME configurations remain unclear. This study compared three resin composites in modeled 1 and 2 mm DME configurations in an endodontically treated maxillary second premolar using three-dimensional finite element analysis. Eight models were analyzed: an intact tooth, a restored reference model, and six DME configurations using Tetric EvoFlow, Filtek Supreme XTE, or Filtek Z100 beneath a lithium disilicate restoration. A 34 MPa distributed occlusal pressure and a 50 N static force were applied simultaneously. Principal stresses were assessed for enamel and lithium disilicate, whereas von Mises stress (VMS) was evaluated for dentin, DME composite, and resin cement. Tensile strength-based screening, threshold-exceeding volume fractions, path-based displacement, and ESTRN were also evaluated. Compared with corresponding 1 mm configurations, 2 mm configurations showed lower enamel tensile stress by 16.1–32.6%, enamel compressive stress magnitude by 16.2–32.4%, dentin VMS by 20.1–33.5%, and DME composite VMS by 8.5–8.7%. Lithium disilicate stresses generally decreased, whereas resin cement showed a material-dependent response. Displacement was generally higher in 2 mm configurations, while maximum ESTRN generally decreased in enamel, dentin, DME composite, and lithium disilicate. Threshold-exceeding enamel volumes ranged from 0.14% to 1.87%; only M5-FZ100-1 exceeded 124 MPa in IPS e.max CAD, involving 0.04% of the restoration volume. Under the modeled conditions, biomechanical responses differed between 1 and 2 mm DME configurations and among composite types, without establishing overall superiority of any material or configuration.